The Freedom to Get Ahead
9.99% to 17.74% Variable APR
after promotional period.
Less Debt Gives You More Freedom
Whether your goal is to pay down your debt more quickly or free up some extra money in your monthly budget, our 0% balance transfer is a smart move. Getting started is easy; you can apply online or stop by any of our five neighborhood branches.
*APR=Annual Percentage Rate. Salal loans are subject to credit approval. Balance transfer promotion only valid on Salal Classic and Rewards Visa. Length of promotional period will be 0% APR for 12 billing cycles from date of last balance transfer. Promotional APR available for new balance transfers only and applies to transfers made between November 16, 2018 and January 31, 2019. After the promotional period ends, the standard APR will be applied to unpaid promotional balances. The standard Variable APR is between 9.99% to 17.74% for our Classic card and 11.99% to 15.49% for our Rewards card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. To avoid paying interest on new purchases, the entire account balance (including any promotional balance) must be paid in full each month by the payment due date. Information is current as of November 16, 2018 and is subject to change without notice. Offer excludes balances on existing Salal credit cards or loans. Additional limitations, terms and conditions apply.