• A truly free checking account with no per-check charges, plus no-fee access to one of the nation's largest ATM networks.

    • No monthly fees
    • No minimum balance
    • Free online services

    Redeem Points

    Summary
    • No monthly service fees
    • No minimum balance requirements
    • Free direct deposit
    • Free Mobile Banking, Mobile Banking App, Online Banking, Bill Pay and eStatements
    • Access to 30,000 surcharge-free ATMs from coast to coast, through the Co-Op ATM Network
    • Five Salal branches in the Puget Sound, plus access to more than 5,500 Shared Branches across the US
    • Free One Card—the Visa ATM/debit card
    • Available overdraft protection from your savings, money market or EZ Line of Credit*

    *All Salal loans are subject to credit approval.

    CO-OP ATM Network

    Membership with Salal includes membership in the largest credit-union-only ATM network in the country. The CO-OP Network gives you access to 30,000 fee-free ATMs, including 9,000 ATMs that accept deposits and 5,500 7-Eleven locations throughout the U.S. and Canada.


    No matter where you are, whether at home or on the road, you can find a free ATM near you using Salal's Mobile Banking app or the CO-OP Online ATM Locator.


    To use the free ATM locator by cell phone, just text your location to MYCOOP (692667) and receive a text with directions within 30 seconds. This service is free to members, but standard text messaging rates from your telephone carrier may apply.

  • For our members age 55 or better, this account makes managing finances easier and more profitable.

    • Earns dividends
    • Free, unlimited checking
    • Free online services

    Redeem Points

    Summary
    • Competitive dividends on balances of $5,000 or more
    • Free, unlimited monthly checking
    • Free checks, cashier's checks, and money orders
    • Free direct deposit
    • Free Mobile Banking, Online Banking and Bill Pay, plus eStatements
    • Free domestic wire transfers
    • Free One Card—the Visa ATM/debit card
    • No charge from Salal for withdrawals from non-Salal ATMs
    • Five Salal branches in Puget Sound and access to 28,000+ surcharge-free ATMs nationwide through the Co-Op Network
    • Access to thousands of credit union branches across the USA through Shared Branching network

    See our current rates and disclosure information.

    Eligibility
    • Available only to members 55 years old or better
    • To earn dividends, must maintain minimum balance of $5,000

    CO-OP Network

    Membership with Salal includes membership in the largest credit-union-only ATM network in the country. The CO-OP Network gives you surcharge-free access to 28,000 ATMs, including 9,000 ATMs that accept deposits and 5,500 7-Eleven locations throughout the U.S. and Canada.


    No matter where you are, or where you plan to travel, you can find a free ATM near you using Salal's Mobile Banking app or the CO-OP Online ATM Locator.


    To use the free ATM locator by cell phone, just text your location to MYCOOP (692667) and receive a text with directions within 30 seconds. This service is free to members, but standard text messaging rates from your telephone carrier may apply.

  • For healthcare professionals only, the checking account that takes care of you for a change!

    • No minimum balance requirement
    • No monthly fees or per-check charges.
    • Free image checks, cashier's checks and money orders

    Apply Now

    Summary

    Tailored to meet the needs of the busy healthcare professional, our Premier Checking helps keep your finances healthy.

    • No minimum balance requirement
    • No monthly fees or per-check charges
    • Free Salal CU image checks, cashier's checks and money orders
    • Free switch assistance: hands-on, personal help as you move your finances to Salal
    • Salal Rewards points extras, only for Premier accounts
    • 2,500 points at sign up--enough for a 0.25% rate bonus on your next share certificate or loan*
    • Waive an NSF or overdraft fee with 250 Salal Rewards points up to two times per year
    • Free Mobile Banking, Online Banking and Bill Pay, with available free eStatements and account alerts
    • Access to 28,000+ surcharge-free ATMs nationwide through the Co-Op Network
    • Five Salal branches in Puget Sound, plus access to 5,500+ Shared Branches across the US

    *All Salal loans are subject to credit approval. Salal Rewards points cannot be used to reduce the interest rates on first mortgages or lines of credit. Salal Rewards cannot be used to increase the interest rates on Youth or Choice Certificates.

    CO-OP Network

    Membership with Salal includes membership in the largest credit-union-only ATM network in the country. The CO-OP Network gives you surcharge-free access to 28,000 ATMs, including 9,000 ATMs that accept deposits and 5,500 7-Eleven locations throughout the U.S. and Canada.


    No matter where you are, or where you plan to travel, you can find a free ATM near you using Salal's Mobile Banking app or the CO-OP Online ATM Locator.


    To use the free ATM locator by cell phone, just text your location to MYCOOP (692667) and receive a text with directions within 30 seconds. This service is free to members, but standard text messaging rates from your telephone carrier may apply.


  • Our Emerald Checking opens the door to savings, with significant discounts on many common purchases.

    • Unlimited check writing
    • Identity theft protection
    • 2,500 instant Salal Rewards

    Apply Now

    Summary
    • No minimum balance requirement
    • Unlimited check writing
    • $6 monthly service fee
    • Discounts on dining, travel, hotels, rental cars, and merchandise like prescription drugs and eyewear
    • Free checks, cashier's checks, and money orders
    • $50 off closing costs on your next Salal mortgage loan*
    • Free direct deposit
    • Free Mobile Banking, Online Banking and Bill Pay, plus eStatements
    • Free One Card—the Visa ATM/debit card
    • Free Identity Watch: free copy of your credit report, credit file monitoring, up to $5,000 in fraud expense reimbursement
    • 2,500 instant Salal Rewards points—enough to reduce the interest rate by 0.25% on many loans, or increase the dividend rate on most certificates by 0.25%.**
    • Five Salal branches in Puget Sound and access to 28,000+ surcharge-free ATMs nationwide through the Co-Op Network
    • Access to thousands of credit union branches across the USA through Shared Branching network

    *All Salal loans are subject to credit approval.

    **Salal Rewards points cannot be used to reduce the interest rates on first mortgages or lines of credit, including Online Access Home Equity Lines of Credit or Visa Access Home Equity Lines of Credit. Salal Rewards points cannot be used to increase the dividend rates on Youth or Choice certificates.

    CO-OP Network

    Membership with Salal includes membership in the largest credit-union-only ATM network in the country. The CO-OP Network gives you surcharge-free access to 28,000 ATMs, including 9,000 ATMs that accept deposits and 5,500 7-Eleven locations throughout the U.S. and Canada.


    No matter where you are, or where you plan to travel, you can find a free ATM near you using Salal's Mobile Banking app or the CO-OP Online ATM Locator.


    To use the free ATM locator by cell phone, just text your location to MYCOOP (692667) and receive a text with directions within 30 seconds. This service is free to members, but standard text messaging rates from your telephone carrier may apply.

  • A safe and convenient way for those with challenged credit to rebuild their finances.

    • Low minimum opening balance
    • Overdraft transfer service available
    • Free Online Banking, Bill Pay, eStatements

    Apply Now

    Summary

    If your prior banking history has kept you from opening a checking account in the past, our Pathway Checking account offers a safe and convenient way for those with challenged credit to rebuild their finances.


    • $25 minimum deposit is required to open
    • $10 monthly service charge, which can be reduced or waived:
    • Make 15 or more debit transactions during the month to reduce the fee by $5
    • Set up a monthly direct deposit of $250 or more to reduce the fee by $5
    • Do both of these things each month and we'll waive the $10 fee entirely
    • Free Mobile Banking, Mobile App, Online Banking, Bill Pay and eStatements
    • Free debit card and access to nearly 30,000 no-fee ATMs nationwide
    • Overdraft transfer available

    Our staff is ready to assist you in building a solid financial foundation. Stop by a branch or call us at 206.298.9394 to talk to someone about opening an account.

    CO-OP Network

    Membership with Salal includes membership in the largest credit-union-only ATM network in the country. The CO-OP Network gives you surcharge-free access to 28,000 ATMs, including 9,000 ATMs that accept deposits and 5,500 7-Eleven locations throughout the U.S. and Canada.


    No matter where you are, or where you plan to travel, you can find a free ATM near you using Salal's Mobile Banking app or the CO-OP Online ATM Locator.


    To use the free ATM locator by cell phone, just text your location to MYCOOP (692667) and receive a text with directions within 30 seconds. This service is free to members, but standard text messaging rates from your telephone carrier may apply.

  • Sometimes your account may fall below zero ‐ but we've got you covered!

    • 3 levels of coverage options
    • Link your checking to an account of your choice
    • Choose to opt in or opt out

    Summary

    We've got you covered!

    Overdraft Transfer Protection

    How it works: Ask us to link your checking to an account of your choice–savings*, other checking, EZ Line of Credit, Visa, or Home Equity Line of Credit**–and we'll move funds from this account to your checking to cover checks or electronic transactions that may cause you to have a negative balance.


    What it costs: The fee for each transfer is $5, (Visa excluded), and you'll only be charged a maximum of one fee per day. If a Visa card is used for the transfer, you'll be charged the Cash Advance fee of $10, or 3% of the transferred amount, whichever is greater.

    Courtesy Pay Basic

    How it works: This service automatically comes with your checking account (Pathway Checking excluded) and offers coverage for checks, ACH transactions and recurring debit card transactions. A recurring debit card transaction is when your debit card is authorized to make a series of payments such as gym memberships or subscriptions to entertainment services.


    What it costs: We charge $29 for each item covered, up to $116 per day.


    If you decide you don't want this service, you can opt out at any time by calling or visiting a branch.


    Please note: You must bring your accounts to a positive balance within 30 days to retain Courtesy Pay Basic privileges. Because this is a discretionary service, we reserve the right not to pay your overdrafts. For example, we typically do not pay overdrafts if your account is not in good standing or if you are not making regular deposits.

    Courtesy Pay Plus

    How it works: Courtesy Pay Plus offers protection on your ATM and everyday debit card transactions, in addition to the checks, ACH transactions and recurring debit card transactions that may be covered by Courtesy Pay Basic. You must OPT IN to receive this level of coverage.


    What it costs: We charge $29 for each item covered, up to $116 per day.


    To OPT IN:

    • Visit a branch.
    • Call us.
    • Click HERE to fill out an online request form.
    • You may opt in or opt out of this service at any time.

    Please note: You must bring your accounts to a positive balance within 30 days to retain Courtesy Pay Plus privileges. Because this is a discretionary service, we reserve the right not to pay your overdrafts. For example, we typically do not pay overdrafts if your account is not in good standing or if you are not making regular deposits.

    No Coverage

    If you choose not to be covered by or are ineligible for Overdraft Transfer Protection, Courtesy Pay Basic or Courtesy Pay Plus:

    • Your overdraft checks and ACH transactions will be returned and not paid.
    • You will be charged a $29 fee for each returned check and/or ACH transaction (up to a daily maximum of $116).
    • Your overdraft ATM and debit transactions will be declined with no additional fee.

    Only one checking account per Primary Member is eligible for Courtesy Pay Basic and Courtesy Pay Plus. The overdraw limit is $700 for Courtesy Pay Basic and Courtesy Pay Plus. Payments are made at our discretion. Courtesy Pay Basic and Courtesy Pay Plus are not loan products.

    *Savings transfers are subject to Reg D.

    **Salal loans are subject to approval.

  • A truly free checking account with no per-check charges, plus no-fee access to one of the nation's largest ATM networks.

    • No monthly fees
    • No minimum balance
    • Free online services

    Learn More

  • For our members age 55 or better, this account makes managing finances easier and more profitable.

    • Earns dividends
    • Free, unlimited checking
    • Free online services

    Learn More

  • For healthcare professionals only, the checking account that takes care of you for a change!

    • No minimum balance requirement
    • No monthly fees or per-check charges.
    • Free image checks, cashier's checks and money orders

    Learn More

  • Our Emerald Checking opens the door to savings, with significant discounts on many common purchases.

    • Unlimited check writing
    • Identity theft protection
    • 2,500 instant Salal Rewards

    Learn More

  • A safe and convenient way for those with challenged credit to rebuild their finances.

    • Low minimum opening balance
    • Overdraft transfer service available
    • Free Online Banking, Bill Pay, eStatements

    Learn More

  • Sometimes your account may fall below zero ‐ but we've got you covered!

    • 3 levels of coverage options
    • Link your checking to an account of your choice
    • Choose to opt in or opt out

    Learn More

Find a Branch or ATM

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