Earn and Redeem Your Salal Rewards Visa Points

Earn one point for every $1 of purchases and balance transfers using your Salal Rewards Visa. Redeeming your Salal Points is simple: click here, log in, choose the rewards you want, and click to submit. That's it! You can also call our Redemption Center at 877.909.1450, Monday through Friday, 6 am to 6 pm. If calling outside the US or Canada, call 206.352.3478, collect.

Travel Awards**

• FlexPass: Receive a travel discount toward the purchase of an airline ticket on a major carrier, or apply this travel discount toward the purchase of a package tour or cruise! FlexPass travel discounts range from $100 to $3,000.
• AllAccess: Airline ticket requests are displayed based upon your current point balance – there are no preset award levels. Tell us when and where you want to go, and all qualifying ticket options are displayed based upon your total number of available points.
• Hotels and Car Rentals: Salal CU offers a wide variety of hotel and car rental rewards. Click here for information on hotel and car rental options.

Gift Certificates and Gift Cards**

The points you earn can be redeemed for gift certificates that you spend directly with participating merchants. Choose among restaurants, travel and leisure, gasoline, and top retailers of electronics, apparel, sporting goods, music, movies, and more. Enjoy the flexibility of shopping online or at your favorite retailers!

Cash Awards**

Pay yourself back by turning your points into cash! When redeemed, cash is deposited into your savings, checking or credit card account, or a check is mailed to you directly, whichever is most convenient for you!

In addition to the rich rewards, here are other benefits you won't want to be without:

• No annual fee***
• Low variable rates
• Redeem your rewards online, 24/7, whenever you're ready!
• Low-rate, no-fee balance transfers
• Overdraft protection for your Salal checking, up to your credit limit
• A generous line of credit for those who qualify

Click here for current rate information. Click here to read our Credit Card Agreement. To activate your new Salal Visa, click here.

Ready to apply and start earning rich rewards? We've made that easy, too. You can apply for a Salal Visa card online by clicking the "Apply Now" button, or by visiting any Salal branch. Call us at 800.562.5515 for more details. You make purchases every day--why not let those purchases pay you back? Apply today for your Salal Rewards Visa card!

*All Salal loans are subject to credit approval.

**Subject to Salal Points program rules.

***Variable Annual Percentage Rate (APR) between 9.99% to 13.49% for our Rewards card and 7.99% to 15.74% for our Classic card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Initial APR of 13.25% for our Student Visa; however, your APR will vary with the market based on the Prime Rate. Fixed APR of 18% on our Secured card. Foreign Transaction Fee of 3% of each transaction in U.S. dollars for the Classic, Student and Secured cards, and a Foreign Transaction Fee of 1% of each transaction for the Rewards card. Information on all cards is current as of March1, 2012 and is subject to change without notice.

• No annual fee**
• Low variable rates
• Low-rate, no-fee balance transfers
• Free, secure and simple account access. Track your spending, monitor your account, and make payments, online, 24/7.
• Overdraft protection for your Salal checking account, up to your credit limit.

Click here for current rate information. Click here to read our Credit Card Agreement. To activate your new Salal Visa online, click here.

Ready to apply? We've made that easy, too. You can apply for a Salal Visa card online by clicking the "Apply Now" button, or visiting any Salal branch. Call us at 800.562.5515 for more details. Get the power of Visa, PLUS the competitive rates and amazing service of Salal, all with no annual fees: why would you carry any other card?

*All Salal loans are subject to credit approval.

**Variable Annual Percentage Rate (APR) between 9.99% to 13.49% for our Rewards card and 7.99% to 15.74% for our Classic card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Initial APR of 13.25% for our Student Visa; however, your APR will vary with the market based on the Prime Rate. Fixed APR of 18% on our Secured card. Foreign Transaction Fee of 3% of each transaction in U.S. dollars for the Classic, Student and Secured cards, and a Foreign Transaction Fee of 1% of each transaction for the Rewards card. Information on all cards is current as of March1, 2012 and is subject to change without notice.

• No annual fee**
• Low variable rate
• Begin establishing a credit history
• Free, secure and simple account access. Track your spending and monitor your account online, 24/7
• Available overdraft protection for your Salal checking account, up to your credit limit

Click here for current rate information. Click here to read our Credit Card Agreement. To activate your new Salal Visa, click here.

Ready to apply? We've made that easy, too. You can apply for a Salal Visa card online by clicking the "Apply Now" button or by visiting any Salal branch. Call us at 800.562.5515 for more details. Start building a healthy credit history with the right card at the right Credit Union: apply for your Salal Student Visa card today!

*All Salal loans are subject to credit approval. Credit limit is based upon applicant's creditworthiness. To be eligible for the Salal Student Visa card, applicants must be between 18 and 23 years of age. Applicants younger than 21 must be able to prove ability to repay debt and/or have an income of at least $3,000 per year; otherwise, a co-applicant who is at least 21 years old will be required.

**Variable Annual Percentage Rate (APR) between 9.99% to 13.49% for our Rewards card and 7.99% to 15.74% for our Classic card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Initial APR of 13.25% for our Student Visa; however, your APR will vary with the market based on the Prime Rate. Fixed APR of 18% on our Secured card. Foreign Transaction Fee of 3% of each transaction in U.S. dollars for the Classic, Student and Secured cards, and a Foreign Transaction Fee of 1% of each transaction for the Rewards card. Information on all cards is current as of March1, 2012 and is subject to change without notice.

• No annual fee**
• 110% of credit limit required in Salal savings--earn dividends as you build or improve your credit rating
• Competitive fixed rate
• Free, secure, and simple account access. Track your spending, monitor your account, and make payments, online, 24/7.
• Available overdraft protection for your Salal checking account, up to your credit limit

Click here for current rate information. Click here to read our Credit Card Agreement. To activate your new Salal Visa, click here.

Ready to apply? We've made that easy, too. You can apply for a Salal Visa card online by clicking the "Apply Now" button, or by visiting any Salal branch. Call us at 800.562.5515 for more details. Start building or rebuilding your credit history with the card that can make it happen. Apply today!

*All Salal loans are subject to credit approval.

**Variable Annual Percentage Rate (APR) between 9.99% to 13.49% for our Rewards card and 7.99% to 15.74% for our Classic card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Initial APR of 13.25% for our Student Visa; however, your APR will vary with the market based on the Prime Rate. Fixed APR of 18% on our Secured card. Foreign Transaction Fee of 3% of each transaction in U.S. dollars for the Classic, Student and Secured cards, and a Foreign Transaction Fee of 1% of each transaction for the Rewards card. Information on all cards is current as of March1, 2012 and is subject to change without notice.

• Salal Visa cards: If your Salal Visa credit, debit, or ATM card has been lost or stolen, report it immediately by calling 206.298.9394 or 800.562.5515, Monday through Friday, 8:30 am to 5:30 pm, 10 am to 2 pm Saturdays. On evenings and weekends, please call 800.682.6075. If you are traveling outside the US, you may call collect to 206.352.3482. You can also report lost or stolen cards at this website.
• Cardmember Services Visa cards: If your Salal Visa credit card was issued prior to December 31, 2011, your card is owned and managed by Cardmember Services. You can contact them for more information by calling 800.558.3424 or visiting their website.
• Verified by Visa: Verified by Visa is an easy way to enjoy added security for all your online Visa card purchases at no additional charge to you. Click the Verified by Visa logo on the right for more information.
• Credit Card Counseling: If you would like information about Credit Counseling Services, click here for a list of providers approved by the United States Department of Justice for Washington State residents.
• Auto Rental Coverage: For Auto Rental coverage for Visa credit cards, call 800.VISA.911.