Auto Loans

Auto Loans

If only choosing the vehicle were this simple. Salal has auto loans to fit nearly any situation. Our pre-approval process is quick and easy, and we have lots of loan plans to choose from. Great rates, flexible terms and the high level of service we've been providing for more than 60 years.*

Summary
  • Very competitive rates, flexible terms
  • Boat, motorcycle and RV loans available
  • Want preapproval? We can give you a quick answer
  • Reduce your loan rate 0.25% with 2,500 Salal Rewards points**
  • Refinancing available
  • Click on AutoSolution or AutoSMART to find the right vehicle, and dealer -- easy!
  • Many convenient payment options, including direct deposit distribution or automatic deduction from a Salal account or account held at other financial institution

*All Salal loans are subject to credit approval. **Some restrictions may apply.

See our current rates and disclosure information.

AutoFit NW

Helping credit-challenged members get an affordable auto loan while building or rebuilding their credit history.

  • Smart underwriting criteria allows us to offer affordable rates to a broader range of borrowers
  • Borrowers get assistance establishing a budget and developing healthy financial habits
  • Path to improved credit

Looking for a better way to borrow and get back on the road? Contact us today!

Auto Solution
  • No hunting or haggling for your next new or used vehicle--never set foot on a dealer lot again!
  • Tell Auto Solution your desired parameters: make, model, color, options, price range. For a reasonable fee, an auto consultant finds your new or used car for you.
  • "Build your own" dream vehicle at cu-autosolution.com and let Auto Solution find it for you.
  • Most vehicle purchases at or near dealer invoice or wholesale.
  • Auto Solution takes trade ins, to make your life even easier.
  • Thousands of available cars to browse through; no pressure and no obligation to buy.
  • Arrange your loan with Salal CU*; Auto Solution faxes information to your Salal branch for quick completion.
  • Delivery arranged to be convenient for you!

*All Salal loans are subject to credit approval.

Salal Credit Union does not endorse, warrant, or guarantee the products, services, or information described above.

AutoSMART
  • Help with finding the right car and the right dealer, and resources to help you make an informed choice.
  • Still looking for a vehicle? Look into being preapproved by Salal while you search, then finish your paperwork right at the dealer.*
  • Know the vehicle you want? You can work with the dealer to discuss financing of your Salal auto loan, usually in just a few minutes and right at the dealership!*

*All Salal loans are subject to credit approval.

Salal Credit Union does not endorse, warrant, or guarantee the products, services, or information described above.

Loan Type APR* CommentsTerms
New - vehicles that have never been titled or licensed and used vehicles up to 4 years old2.99% - 12.24% 1Rates adjust without automatic payment 3Up to 84 months 2
Used - vehicles that have been titled or licensed and are 5 - 7 years old 2.99% - 12.99% 1 Rates adjust without automatic payment 3Up to 84 months
Classic cars or older - older than 7 years8.49% - 13.49% 1Rates adjust without automatic payment 3Up to 60 months

* APR = Annual Percentage Rate
1 These are the range of APRs offered. These are the range of APRs offered for this type of loan, and the actual APR will be based on creditworthiness, age of vehicle and the term of the loan.
2 Terms up to 84 months are available, based on the age of the vehicle and the dollar amount of the loan. See Credit Union for details.
3 All loans without automatic payment will be 0.25% higher. For example, an APR of 11.99 increases by 0.25%. Refer to the Credit and Security Agreement for specific disclosures.

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