• Certificate and/or savings continue to earn dividends
• Reduce your loan rate by 0.25% with 2,500 Salal Rewards points**
• Borrow up to 100% of amount in savings account or certificate
• Convenient repayment options through direct deposit

Tip: For those with a less-than-perfect credit history or no credit history at all, taking out a secured loan is a great way to demonstrate reliability and establish or raise that credit score.

*All Salal loans subject to credit approval. **Some restrictions may apply.

• Much lower rates than most credit cards
• Fixed rate, and you pay interest only on the amount you use
• Can be set up as overdraft protection for a Salal checking account
• Convenient repayment options through direct deposit
• Excellent defense against unexpected costs

*All Salal loans subject to credit approval.

See our current rates and disclosure information.

• Fixed rate offers security and predictability
• Reduce your loan rate by 0.25% with Salal Rewards points**
• Convenient repayment options through Direct Deposit
• Flexible terms, very competitive rates

*All Salal loans subject to credit approval. Rates and terms on Signature loans can vary based upon credit qualifications.

**Some restrictions may apply.

See our current rates and disclosure information.

• Longer loan term: Salal gives you a full 45 days to repay your loan.**
• Low lending fee: SalalReadyCash charges $12 per $100 borrowed; other lenders charge more***
• Flexible amounts: borrow from $150 to $700

*All Salal loans subject to credit approval.

**Payment example: a loan amount of $700 would result in one payment of $784 if paid within 45 days. Borrowers can also opt to repay in two equal installments of, in this payment example, $392 each.

***Annual Percentage Rate (APR) on a 45-day SalalReadyCash loan is 97.33%. APR on a 30-day payday loan from a traditional payday lender, with a $15 fee per $100 borrowed, is 182.5%.