Life can hand out some unexpected surprises, and suddenly you find yourself short of funds. A SalalReadyCash loan is the credit union alternative to payday lenders or credit card cash advances. It's also a good way to deal with the unexpected, without risking your financial health.

At Salal, we'll do more than just lend you money;* we'll lend you a hand. All Salal members are entitled to free, confidential financial counseling through the BALANCE Financial Fitness Program.

  • Longer loan term: Salal gives you a full 45 days to repay your loan.**
  • Low lending fee: SalalReadyCash charges $12 per $100 borrowed; other lenders charge more***
  • Flexible amounts: borrow from $150 to $700

*All Salal loans subject to credit approval.

**Payment example: a loan amount of $700 would result in one payment of $784 if paid within 45 days. Borrowers can also opt to repay in two equal installments of, in this payment example, $392 each.

***Annual Percentage Rate (APR) on a 45-day SalalReadyCash loan is 97.33%. APR on a 30-day payday loan from a traditional payday lender, with a $15 fee per $100 borrowed, is 182.5%.

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