Home improvement pros know this truth all too well: No project ever goes exactly as planned. A fence post uncovers a drainage issue. A kitchen demo reveals hidden mold. Prices shift. Timelines change. And sometimes, homeowners simply change their minds.
Unfortunately, many customers assume that once financing is approved, that’s it — the budget is locked and there’s no room to adjust. This common misconception can cause unnecessary stress for both the customer and the contractor.
The reality? Salal Dealer Direct Lending gives you the flexibility to keep the project — and the financing — on track.
When Projects Evolve, So Can the Financing
At Salal, we understand that even the best-planned jobs can take unexpected turns. That’s why we’ve built our dealer direct lending process to adapt when the scope or cost of a project changes.
Whether your customer decides to add a skylight or you uncover structural repairs mid-demo, you don’t have to start over. Our process makes changing the loan amount simple, fast, and hassle-free.
How It Works: Making Changes Through the Comment Box
Using Salal’s online Management Portal, you can request a change in loan amount directly through the Comment Box feature. This tool acts as a direct message line between you and our underwriting team.
Need to bump the loan amount by 10% or less? You can make that change right in the portal — just adjust the contract price, click “Calculate,” and regenerate the loan docs.
If the increase is over 10% of the approved amount, simply leave a comment in the portal with the new requested total. Be sure to specify whether the updated figure includes the UCC filing fee. Our team will review and respond quickly so you can keep moving.
No long waits. No paperwork nightmares. Just streamlined support that helps you close more sales — even when surprises pop up.
Why This Matters for Your Business
The ability to update loan amounts mid-project means:
- Fewer lost deals. You won’t have to walk away from a project just because costs have increased.
- Happier customers. Homeowners can move forward with upgrades or fixes without financial friction.
- Faster funding. Once the changes are approved and new docs are signed, you’re back on track.
This kind of flexibility is one more way Salal helps our dealer partners win more jobs and build stronger customer relationships.
Partner Forward with Salal Dealer Direct
Partner with Salal Dealer Direct Lending and give your customers a financing experience that adapts to real life.
We team up with contractors nationwide to provide their customers with affordable and flexible customer financing for various solar and home improvement projects.
We can offer some of the most competitive rates and dealer fees because we’re part of a member-owned credit union. That means our profits return to our members—and business partners—through lower rates and fewer fees.
Our Dealer Direct Financing programs feature:
- An online loan application with fast credit decisions and a high approval rate.
- Terms and loan amounts are available to fit various budgets and project sizes.
- Partners pay ZERO dealer fees on our standard program.
How to Start Offering Salal Dealer Financing to Customers
We’re serious about helping your business grow, with fast funding and personalized support from a dedicated, experienced team of lending specialists. To get started, our dealer application process requires these documents:
- Completed dealer questionnaire
- Current income statement and balance sheet
- Copy of business license and/or contractor’s license
