Salal Credit Union

News & Updates

Get a fresh start with a 0%, no fee balance transfer. [OFFER EXPIRED]

Breathe easier this holiday season by not paying interest on your credit card for a whole year. Choose from 2 great cards—Salal Classic or Rewards Visa—and check out the offer details and benefits below.

Balance Transfer Details

  • 0% APR* FOR 12 MONTHS
  • NO BALANCE TRANSFER FEE
  • NO ANNUAL FEE
  • After one year, our standard, variable APR of 7.99% to 15.74% will apply

Apply Now

 

 

What Can a Salal Balance Transfer Help You Do?

PAY DOWN YOUR DEBT FASTER
A balance transfer won’t get rid of your credit card balance, but it can be the first step in achieving freedom from credit card debt. Switching from a higher-rate card makes your debt less expensive, and because each payment goes toward your principal balance (instead of slowly chipping away at accrued interest), you’ll pay it off more quickly.

Your monthly savings might give you enough cash flow to make larger payments, helping you pay off your balance even faster and getting you one step closer to being debt-free.

REDUCE STRESS DURING THIS BUSY TIME OF YEAR
The end of the year is a hectic time for everyone. With so much going on, it’s nice to have one less worry on your mind. If you currently have a high-balance credit card, switching to 0% interest, even for a limited time, can offer relief. A smaller monthly credit card payment can allow you to stretch your budget a little further.

 

 WHAT YOU NEED TO KNOW:
*APR = Annual Percentage Rate. Salal loans are subject to credit approval. Length of introductory period will be 0% APR for 12 billing cycles from date of last balance transfer. Promotional APR available for new balance transfers only and applies to transfers made between November 16, 2015 and January 31, 2016. After the introductory period ends, the standard APR will be applied to unpaid promotional balances. The standard Variable APR is between 9.99% to 13.49% for our Rewards card and 7.99% to 15.74% for our Classic card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Information is current as of November 1, 2015 and is subject to change without notice. Additional limitations, terms and conditions apply.