Salal Credit Union

News & Updates

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Keep your goals within reach with a fast, free credit review.

What shape will your future take?

The information in your credit report has the power to influence your quality of life. A free credit review from Salal will show you where you stand. It’s the first step in helping you reach important milestones like buying or renting a home or even landing your dream job.

Where to get your free credit report

By law, you’re entitled to one free credit report every 12 months from each of the three major credit bureaus, TransUnion, Equifax, and Experian. You can request and view these online at AnnualCreditReport.com. From there you can also print or save a copy for your records.

What to expect at your credit review

Credit reviews take an average of 25 minutes. During this time, a member of the Salal team will walk you through your credit report, section by section, to help you:

1. Identify potential errors or signs of fraud. A study by the FTC found that 1 in 5 people had an error on one of their credit reports. We know what to look for and what to do if inaccuracies are detected.

2. Determine if you qualify for a lower rate on a current loan. We may be able to save you money if your credit has improved since you last secured a loan with us or another financial institution.

3. Gain insight as to why you may have been denied a loan in the past. You may already know your credit score is low, but do you know why? We can pinpoint where things have gone wrong.

4. Figure out the steps you need to take to boost or maintain your credit score. There’s no quick fix when it comes to boosting your score, but we can tell you what you should tackle first to start seeing positive results faster. Let’s create an action plan together.

Walk-ins welcome

Bring a copy of your credit report to your nearest branch for review at your convenience. If you don’t have a copy, we can help you get one right at the branch.