Salal CU Custom Fit Home Equity Loan - Hero Drill Image
  • Great rates starting as low as % APR*
  • ZERO application, origination, prepayment or annual fees
  • Flexible funds to make paying for home improvements a breeze
  • Pay less interest than other financing options

Turn Your Home Equity into Home Improvement


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Rates are current as of .

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Variable-Rate Home Equity Line of Credit


No minimum draw amount. Revolving line of credit with 10-year draw period. 15-year amortization after end of draw period.

Loan Segments


$5,000 minimum draw amount. 5, 10, and 15-year terms available. Fully amortized principal and interest payments.

The Easy and Affordable Way To Finance Your Next Home Improvement Project

You have the freedom to use the funds at any time for any reason – home improvement, college tuition, paying off higher rate debt or anything else. There’s no excuse not to embrace your financial freedom today. 

Apply in person at any branch, by calling 206.298.9394, or with our online application.

*APR=Annual Percentage Rate. Actual APR will be based on creditworthiness, loan-to-value (LTV), and the owner occupancy status of the subject property. 

** Index=Wall Street Journal Prime Rate. The APR is variable and may change during the term of the loan. The minimum APR is 3.24% and the maximum APR is 18%. 

***10-Yr Nominal Constant Maturity Treasury. EXAMPLE PAYMENT—Fixed-Rate Segment: $156.39 a month based on a 5-year, $20,000 loan at 4.83% APR.

Subject to credit approval. Rates effective as of . Maximum LTV available based on approved credit and valuation of the property. Homeowners insurance required. Residential real estate only. Subject property must be located in Washington state and vested in borrower's name. To open your account, you must pay certain fees to third parties such as appraisers, credit reporting firms, and government agencies. These fees generally total between $0.00 and $700.00. Interest may be tax deductible. Consult a tax professional for information regarding the deductibility of interest and charges.