Introductory HELOC Rate 4.99% APR* until June 30, 20271

Variable APR2 starting 7/1/2027,
currently 7.49% to 9.74%.  

Consolidate high-interest debt.
Pay for college tuition and educational expenses.

Home improvement
projects.

New business ventures.
Emergency funds.

Down payment on a second house.

Get More
from the Equity
You've Earned.

Get More
from the Equity
You've Earned.

Get More from the Equity
You've Earned.

From funding home upgrades to consolidating your debt to save money, Custom Fit Home Equity gives you financial flexibility to make smart financial moves. And right now, your home equity dollars can take you even further during our special intro HELOC rate offer. 

Apply now until April 30, 2026, and get a 4.99% intro APR through June 30, 2027, on a new Custom Fit Home Equity line of credit. Starting on July 1, 2027, your home equity line of credit will switch to a variable APR3, currently between 7.49% and 9.74%, based on the Wall Street Journal Prime Rate and your credit score.

Save money on interest, finance big expenses, be ready for the unexpected.

It’s a hybrid—part home equity line of credit, part home equity loan. Custom Fit Home Equity combines the best parts of two traditional home equity solutions to give you more options.

Currently available for individuals residing in CA, ID, OR, UT, and WA state.

How does a member use Custom Fit Home Equity?

You get a variable-rate line of credit that gives you quick access to funds when you need them. Plus, you’ll have the freedom to lock in a great rate on up to five fixed-rate loan segments at any time. Currently available for individuals residing in CA, ID, OR, UT, and WA state.

Custom Fit Variable-Rate Line of Credit3

A variable-rate line of credit that gives you quick access to funds when you need them. You can access your variable-rate HELOC with a Salal credit card or checks. Your line of credit has no minimum draw requirement, so you won’t have to use it until you actually need it.

FEATURES

Today's Rates

7.49

%
APR*

to

9.74

%
APR*

Custom Fit Fixed-Rate Loan Segment4

With Custom Fit, you’ll have the freedom to lock in a great rate on up to five fixed-rate loan segments at any time. Plus, even if you have five fixed-rate loan segments, you’ll always have just one simple monthly payment.

FEATURES

Today's Rates

6.14

%
APR*

to

10.14

%
APR*

Currently available for individuals residing in CA, ID, OR, UT, and WA state.

QUESTIONS?

We’re here to help.

Send us a secure message.

Message us securely through
Mobile or Online Banking.

Call our Virtual Branch.

800.562.5515
M–F: 8 a.m.–5:30 p.m. PT
Sat: 10 a.m.–2 p.m. PT

Send us an email.

Get connected to the team best suited to answer your question.

Need something more specific?

See all our contact information in one place to quickly find the department you’re looking for.

Learn and discover: See our FAQs and tutorials to get help with some of the most common questions and topics our members ask about.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Mortgage Review Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

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