Our checking accounts offer the same bells and whistles as the big banks, but we make things simpler by leaving out the hidden fees and complicated terms.

Get the personal service you deserve without sacrificing the convenience or technology you want.


Limited Time $100 Cash Offer*

With the holidays approaching, we thought it would be nice to offer a special cash bonus for opening a  new Salal checking account. An extra $100 can really come in handy this time of year.

Apply now, or review our checking accounts below.

Apply Now

OFFER DETAILS: *Offer good on new checking accounts opened 9/28/2015 through 1/31/2016. Limit one per household. To be eligible for $100, you cannot have had a Salal checking in prior 6 months, the account must be open and in good standing at least 90 days and you must make at least 30 debit card transactions within first 90 days. This special cash offer is subject to IRS reporting and will be reflected on your 1099. For Silver Horizons, the annual percentage yield as of September 1, 2015, is 0.05% for balances of $5,000 to $24,999, and 0.08% for balances of $25,000 and over. A minimum of $25 is required to open a Salal checking. Deposits will be made to eligible accounts within four months of opening. All Salal accounts are subject to approval.


Checking Account Options:


Your bases are covered with this basic, yet comprehensive account:

  • Unlimited check writing
  • No minimum balance requirement
  • No monthly service fee


Created for busy healthcare professionals, this account has no minimum balance requirement and features:

  • 2500 Salal Rewards points upon account opening
  • FREE image checks, cashier’s checks and money orders
  • Two waived NSF and/or overdraft fees per year (250 Salal Rewards points per waiver)


This account is for members age 55 and better and earns dividends on balances of $5,000 or more. It also comes with FREE checks, cashier’s checks, money orders, and domestic wire transfers. Rates below are current as of December 1st, 2015 and are subject to change at any time.

BalanceInterest RateAPY*
$5,000 - $24,9990.05%0.05%

*APY = Annual Percentage Yield Account holder must be Salal member aged 55 or older