Checking Accounts

Experience the freedom of banking anywhere, anytime with a Salal checking account.

Our checking accounts have all the features you’d expect from a big national bank, but you also get the benefits of belonging to a member-owned financial institution. Since we have stakeholders, not shareholders, our profits go back to our members in the form of better rates, lower fees, and charitable giving.

See today’s Checking Account interest rates.

All Salal checking accounts come with a wide range of great features, including free Mobile and Online Banking, free Mobile Wallets and Mobile Check Deposit, along with access to 40,000+ fee-free ATMs and nearly 5,800 Shared Branches nationwide.

Benefits and Features	My Free Checking	Direct Interest Checking	50+ Interest Checking	Preferred Interest Checking
Monthly service charge:	$0	$0	$0	$8 (waived if balance remains above $2,500)
No minimum balance requirement	✓	✓	✓	✓
Access to 40,000+ fee-free ATMs and 5,800 Shared Branches nationwide	✓	✓	✓	✓
No fees from Salal to use ATMs outside our network	✓	✓	✓	✓
FREE Online Banking, Bill Pay, and eStatements	✓	✓	✓	✓
FREE Mobile Banking app with Mobile Check Deposit	✓	✓	✓	✓
Send and receive money with Zelle® (Mobile Banking app only)*	✓	✓	✓	✓
FREE Wallets - make mobile payments with Apple Pay®, Samsung Pay, and Google Pay™	✓	✓	✓	✓
Contactless debit card available on demand at any Salal Branch	✓	✓	✓	✓
Buy-back offer on checks & debit cards**	✓	✓	✓	✓
Earn interest on balances greater than $0		✓	✓	✓
FREE standard checks			✓	✓
FREE domestic wire transfers			✓
FREE cashier’s checks and money orders				✓
Premium interest rate on balances $2,500 and up				✓

With Visa’s Zero Liability Policy, you are not responsible for unauthorized purchases made with your card or account information.

Apply for any of our checking accounts using our secure online application or at any of our neighborhood branches. New and replacement contactless credit cards issued on the spot at any Salal branch.

Apply for a Checking Account Now

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*Zelle and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

**Buy-back offer valid for all new consumer checking accounts within 30 days of account opening. $2 credit for each debit card and book of checks from an account at another financial institution. Items must be turned in at branch to receive credit. This special cash offer is subject to IRS reporting.

All Salal loans are subject to credit approval. A minimum of $25 is required to open a Salal checking account. Other fees such as money orders, stop payments, etc. may apply. See Consumer Product & Fee Disclosure and Consumer Membership & Account Agreement here for details.