Free, confidential resources to improve your financial savvy.


Salal has partnered with BALANCE Financial Fitness to provide confidential financial counseling, money management tools, and educational resources, all at no cost to our members.

Financial Counseling

Through BALANCE, we provide immediate access to a financial counselor by phone at 888-456-2227 during these hours:

Monday through Thursday, 5:00 a.m. to 8:00 p.m. (PST)
Friday 5:00 a.m. to 5:00 p.m.
Saturday 8:00 a.m. to 5:00 p.m.

Counselors are qualified to discuss general money management, goal setting, spending and savings plans, credit and credit reports, debt management, buying a first home, mortgage delinquency and foreclosure prevention. Each session is goal oriented and results in a written action plan clearly outlining the steps you and your counselor decide to take in order to establish personal financial control.

Money Management Tools

MyBalance is an online budgeting tool that will help you take control of your money. Use it to create a strong spending plan to help you reach your defined financial goals.

Educational Resources

BalanceTrack is a personal finance program made up of educational modules that will teach you about a wide variety of topics, including: Credit Matters, Using Home Equity, The Basics of Investing, and Smart Tax Planning.

The Financial Education section of is full of resources to assist you in mastering your money. You’ll find everything from podcasts to calculators to workbooks.