Home Purchases

Home Purchases

There is no one-size-fits-all mortgage. Finding the right mortgage for you involves understanding both your options and your needs. At Salal, we'll work with you to help you understand your choices and find the right fit.*

All mortgages are serviced by Salal and offered with no servicing fees and no prepayment penalties. Welcome home.

  • Fixed-rate and adjustable-rate mortgages available
  • Wide range of term options
  • Low rates and fewer and lower fees than most financial institutions
  • First-time homebuyer's program makes the process simpler
  • Jumbo mortgages at highly competitive rates

Check the status of your loan.

*All Salal loans are subject to credit approval.

See our current rates here.

Physician's Mortgage

Our Physician's Mortgage* is designed specifically for busy doctors and doctors-to-be.

  • For physicians only (doctors, dentist, optometrists, etc.)--licensed or in residency/fellowship.
  • Purchases/refinances up to 95% Loan-to-Value (LTV) with no Private Mortgage Insurance (PMI) required.
  • Student loans not considered in debt-to-income ratio calculations.
  • Down payment funds can be gifted.
  • Adjustable rates with several term options.

*All Salal loans are subject to credit approval.

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