Salal Credit Union

Auto & Recreational Loans

Most people enjoy the research involved in finding their perfect vehicle – building cars online, taking test drives, and reading consumer reviews. It’s the purchasing process they find intimidating.

We recommend starting with a quick and easy preapproval from Salal so you’ll know the purchase price you’re qualified to buy. This will help you shop confidently at the dealership and give you more bargaining power so you can focus on getting the best price on your vehicle.

Benefits of using Salal for your next auto loan:

  • Competitive rates, flexible terms
  • Boat, motorcycle and RV loans available
  • Fast preapproval
  • Refinancing available
  • Convenient payment options

Already have a car loan? We refinance. Call 800.562.5515 or visit your nearest branch to find out if you could save money by refinancing your current auto loan with Salal.

You can apply for an Auto Loan and Recreational Loan using our secure online application portal.



APR = Annual Percentage Rate. Rates are current as of February 19th, 2019, and are subject to change at any time.

Auto Loans

*APR = Annual Percentage Rate

**Actual APR will be based on creditworthiness, age of vehicle and the term of the loan.

***Rates for loans without automatic payment will increase by 0.25%. For example, an APR of 9.99% increases by 0.25% to 10.24%. Refer to the Credit & Security agreement for specific disclosures.

****Terms up to 84 months are available based on the age of of the vehicle and the dollar amount of the loan. See credit union for details.

Maximum term and loan-to-value based on approved credit. New vehicle value based on Manufacturer's Suggested Retail Price. Used vehicle value based on NADA retail. Collision and comprehensive insurance required.

EXAMPLE PAYMENTS. New Auto: $331.36 a month based on a 5-year, $18,000 loan at 3.99% APR; Used Auto: $335.42 a month based on a 5-year, $18,000 loan at 4.49% APR.
3.99% - 8.99%**Rates adjust without automatic paymentUp to 84 months
3.99% - 9.99%**Rates adjust without automatic paymentUp to 84 months