You can apply for any of the loan products below using our secure online application.

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APR = Annual Percentage rate. Rates are current as of February 20th, 2017, and are subject to change without notice. All loans are subject to credit union approval.

Personal Loans

ProductAPRTerms
SALAL EZ LINE OF CREDIT9.90% - 15.00%Revolving
SALAL SIGNATURE LOAN9.90 - 15.00%Up to 60 months
SHARE LOAN6.50%Secured by Salal Credit Union Savings or Premium Plus
SHARE CERTIFICATE LOAN2.50% margin over certificate rate. 6.50% min.Secured by Salal Credit Union Certificate - due at Certificate maturity. IRA Share Certificate not eligible
The APR on all loans without automatic payment will be 0.25% higher. Refer to the Credit and Security Agreement for specific disclosures.

EXAMPLE PAYMENTS. Signature Loan: $105.99 a month based on a 5-year, $5,000 loan at 9.90% APR; Share Loan & Share Certificate: $97.83 a month based on a 5-year, $5,000 loan at 6.50% APR.

Home Equity Line of Credit

ProductAPRTerms

*Actual APR will be based on creditworthiness, loan-to-value (LTV), and the owner occupancy status of the subject property.

**Index=Wall Street Journal Prime Rate.

Maximum LTV available based on approved credit and valuation of the property. Homeowners insurance required. Residential real estate only. Subject property must be located in Washington state and vested in borrower's name. If a full appraisal is required on your owner-occupied property, your cost may be $225-350. All costs and fees for loans secured by investment properties are paid by borrower. Fees range from $600-1000.
ONLINE ACCESS HOME EQUITY LINE OF CREDIT - VARIABLE RATE**4.00% - 6.00%*Revolving with 10 year draw period
15 year amortization after end of draw period
VISA ACCESS HOME EQUITY LINE OF CREDIT - VARIABLE RATE**4.25% - 5.25%*Revolving - 15 years
Outstanding balance due in full upon maturity

Auto Loans

ProductAPRComments*Terms**
Actual APR will be based on creditworthiness, age of vehicle and the term of the loan.

*Rates for loans without automatic payment will increase by 0.25%. Refer to the Credit & Security agreement for specific disclosures.

**Terms up to 84 months are available based on the age of of the vehicle and the dollar amount of the loan. See credit union for details.

Maximum term and loan-to-value based on approved credit. New vehicle value based on Manufacturer's Suggested Retail Price. Used vehicle value based on NADA retail. Collision and comprehensive insurance required.

EXAMPLE PAYMENTS. New Auto: $329.39 a month based on a 5-year, $18,000 loan at 3.74% APR; Used Auto: $331.42 a month based on a 5-year, $18,000 loan at 3.99% APR.
New vehicles have never been titled or licensed and used vehicles up to 1 year old. 2.49% - 8.24%Rates adjust without automatic paymentUp to 84 months
Used vehicles that have been titled or licensed and are 2 years old and older.2.99% - 9.49%Rates adjust without automatic paymentUp to 84 months

Boat, RV & Motorcycle Loans

ProductYearAPRComments*Terms**
Actual APR will be based on creditworthiness and the term of the loan.

*Rates for loans without automatic payment will increase by 0.25%. Refer to the Credit & Security agreement for specific disclosures.

**Terms are based on the loan amount.

Maximum term and loan-to-value based on approved credit. New boat/RV value based on Manufacturer's Suggested Retail Price. Used boat/RV value based on NADA retail marine surveys and may be required on boats. Preferred Marine Mortgages required on boat loans above $50,000. Collision and comprehensive insurance required.

EXAMPLE PAYMENTS. New & Used Motorcycles: $200.33 a month based on a 5-year, $10,000 loan at 7.49% APR; Boats & RVs: $226.99 a month based on a 10-year, $20,000 loan at 6.49% APR; Used Boats & RVs: $247.86 a month based on a 10-year, $20,000 loan at 8.49% APR.
BOATS & RVsNew units that have never been titled or licensed6.24% - 11.24%Rates adjust without automatic paymentUp to 72 months
Used units that have been titled or licensed6.24% - 11.24%Rates adjust without automatic paymentUp to 72 months
Older than 7 years8.24% - 13.24%Rates adjust without automatic paymentUp to 60 months
MOTORCYCLESNew – 2015 or 2016 model year units that have never been titled or licensed6.99% - 10.99%Rates adjust without automatic paymentUp to 72 months
Used units that have been titled or licensed6.99% - 10.99%Rates adjust without automatic paymentUp to 72 months