You can apply for any of the loan products below using our secure online application.

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APR = Annual Percentage rate. Rates are current as of November 22nd, 2017, and are subject to change without notice. All loans are subject to credit union approval.

Personal Loans

ProductAPRTerms
9.90% - 15.00%Revolving
9.90 - 15.00%Up to 60 months
6.50%Secured by Salal Credit Union Savings or Premium Plus
2.50% margin over certificate rate. 6.50% min.Secured by Salal Credit Union Certificate - due at Certificate maturity. IRA Share Certificate not eligible

Auto Loans

ProductAPRComments*Terms**
Actual APR will be based on creditworthiness, age of vehicle and the term of the loan.

*Rates for loans without automatic payment will increase by 0.25%. Refer to the Credit & Security agreement for specific disclosures.

**Terms up to 84 months are available based on the age of of the vehicle and the dollar amount of the loan. See credit union for details.

Maximum term and loan-to-value based on approved credit. New vehicle value based on Manufacturer's Suggested Retail Price. Used vehicle value based on NADA retail. Collision and comprehensive insurance required.

EXAMPLE PAYMENTS. New Auto: $329.39 a month based on a 5-year, $18,000 loan at 3.74% APR; Used Auto: $331.42 a month based on a 5-year, $18,000 loan at 3.99% APR.
2.49% - 8.24%Rates adjust without automatic paymentUp to 84 months
2.99% - 9.49%Rates adjust without automatic paymentUp to 84 months

Boat, RV & Motorcycle Loans

ProductYearAPRComments*Terms**
Actual APR will be based on creditworthiness and the term of the loan.

*Rates for loans without automatic payment will increase by 0.25%. Refer to the Credit & Security agreement for specific disclosures.

**Terms are based on the loan amount.

Maximum term and loan-to-value based on approved credit. New boat/RV value based on Manufacturer's Suggested Retail Price. Used boat/RV value based on NADA retail marine surveys and may be required on boats. Preferred Marine Mortgages required on boat loans above $50,000. Collision and comprehensive insurance required.

EXAMPLE PAYMENTS. New & Used Motorcycles: $200.33 a month based on a 5-year, $10,000 loan at 7.49% APR; Boats & RVs: $226.99 a month based on a 10-year, $20,000 loan at 6.49% APR; Used Boats & RVs: $247.86 a month based on a 10-year, $20,000 loan at 8.49% APR.
BOATS & RVsNew units that have never been titled or licensed6.24% - 11.24%Rates adjust without automatic paymentUp to 72 months
Used units that have been titled or licensed6.24% - 11.24%Rates adjust without automatic paymentUp to 72 months
Older than 7 years8.24% - 13.24%Rates adjust without automatic paymentUp to 60 months
MOTORCYCLESNew – 2016 or 2017 model year units that have never been titled or licensed6.99% - 10.99%Rates adjust without automatic paymentUp to 72 months
Used units that have been titled or licensed (2010 - 2015)6.99% - 10.99%Rates adjust without automatic paymentUp to 72 months