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Salal Credit Union

Certificate of Deposit Rates

You can apply for a Salal Certificate of Deposit or Choice Certificate at any time using our secure online application portal.

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To apply for a Youth certificate, visit a branch or call 800.562.5515.

Rates below are current as of July 2nd, 2022.

Certificates of Deposit

Minimum Daily Balance Requirementw/ Salal Rewards Points*w/o Salal Rewards Points
RateAPYRateAPY
6 mo.
$1,000–$2,4990.30%0.30%0.05%0.05%
$2,500–$9,9990.30%0.30%0.05%0.05%
$10,000–$24,9990.30%0.30%0.05%0.05%
$25,000–$49,9990.30%0.30%0.05%0.05%
$50,000–$99,9990.35%0.35%0.10%0.10%
$100,000+0.35%0.35%0.10%0.10%
9 mo.$1,000–$2,4990.35%0.35%0.10%0.10%
$2,500–$9,9990.40%0.40%0.15%0.15%
$10,000–$24,9990.45%0.45%0.20%0.20%
$25,000–$49,9990.50%0.50%0.25%0.25%
$50,000–$99,9990.55%0.55%0.30%0.30%
$100,000+0.60%0.60%0.35%0.35%
12 mo.$1,000–$2,4990.50%0.50%0.25%0.25%
$2,500–$9,9990.55%0.55%0.30%0.30%
$10,000–$24,9990.60%0.60%0.35%0.35%
$25,000–$49,9990.65%0.65%0.40%0.40%
$50,000–$99,9990.70%0.70%0.45%0.45%
$100,000+0.75%0.75%0.50%0.50%
18 mo.$1,000–$2,4990.35%0.35%0.10%0.10%
$2,500–$9,9990.35%0.35%0.10%0.10%
$10,000–$24,9990.35%0.35%0.10%0.10%
$25,000–$49,9990.40%0.40%0.15%0.15%
$50,000–$99,9990.45%0.45%0.20%0.20%
$100,000+0.45%0.45%0.20%0.20%
24 mo.$1,000–$2,4990.40%0.40%0.15%0.15%
$2,500–$9,9990.40%0.40%0.15%0.15%
$10,000–$24,9990.40%0.40%0.15%0.15%
$25,000–$49,9990.45%0.45%0.20%0.20%
$50,000–$99,9990.50%0.50%0.25%0.25%
$100,000+0.50%0.50%0.25%0.25%
30 mo.$1,000–$2,4990.40%0.40%0.15%0.15%
$2,500–$9,9990.40%0.40%0.15%0.15%
$10,000–$24,9990.40%0.40%0.15%0.15%
$25,000–$49,9990.45%0.45%0.20%0.20%
$50,000–$99,9990.50%0.50%0.25%0.25%
$100,000+0.50%0.50%0.25%0.25%
36 mo.$1,000–$2,4990.45%0.45%0.20%0.20%
$2,500–$9,9990.45%0.45%0.20%0.20%
$10,000–$24,9990.45%0.45%0.20%0.20%
$25,000–$49,9990.50%0.50%0.25%0.25%
$50,000–$99,9990.55%0.55%0.30%0.30%
$100,000+0.55%0.55%0.30%0.30%
48 mo.$1,000–$2,4990.50%0.50%0.25%0.25%
$2,500–$9,9990.50%0.50%0.25%0.25%
$10,000–$24,9990.50%0.50%0.25%0.25%
$25,000–$49,9990.55%0.55%0.30%0.30%
$50,000–$99,9990.60%0.60%0.35%0.35%
$100,000+0.60%0.60%0.35%0.35%
$1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

*2,500 Salal Rewards Points must be redeemed at time of application or request to receive the 0.25% increase.

Choice Certificate

TermMinimum Daily Balance RequirementRateAPY
6 MONTHS$500 - $9990.05%0.05%
$1,000 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
JUMBO ($100,000+)0.10%0.10%
$500 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Youth Certificate

TermMinimum Daily Balance RequirementRateAPY
24 MONTHS$100 - $9990.15%0.15%
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
JUMBO ($100,000+)0.25%0.25%
$100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.