Salal Credit Union

Physician's Home Loans

Our long history of serving healthcare workers gives us a unique perspective into the personal financial needs of doctors.

That’s why we offer the physician’s home loans* specifically for physicians including doctors, dentists, optometrists, etc. who are licensed or are in a residency or fellowship. These loans can be obtained with little money down and do not require private mortgage insurance (PMI).

Other benefits of financing with Salal

  • Purchases and refinances up to 95% Loan-to-Value
  • Student loans not considered in debt-to-income ratio calculations
  • Down payment funds can be gifted
  • Adjustable rates with several term options

Take the next step toward homeownership

Start your preapproval in our mortgage application center. Applying is free, and there is no obligation.

*All Salal loans are subject to approval. Some restrictions may apply.