Salal Credit Union

News & Updates

Save Money with a Salal Visa Balance Transfer

Our Visa Balance Transfer offer is designed to make it easier, not harder, for our members (and soon-to-be members) to pay off their credit cards. That’s why our offer features two benefits you rarely see together: 0% APR* for 12 billing cycles and no balance transfer fees (7.99% to 15.74% variable APR after promotional period). It adds up to a great tool for paying off your debt faster and saving some money on interest.

No Transfer Fees Mean You Save More

Most balance transfer offers charge you a transfer fee (often a percentage of the total balance you’re transferring over) for every balance you transfer. These fees can add up fast—and add to your debt right when you’re taking steps to pay it off.

With the Salal Visa Balance Transfer, you can move your high-interest credit card debt straight over to a Salal Classic or Rewards Visa and it won’t cost you a penny in transfer fees. And with no interest for 12 billing cycles and no annual fees, you’ll be getting further towards your goal faster. Which is the whole point of a balance transfer to begin with, right?

Salal Visa Balance Transfer

Save on Interest. Pay Off Debt Faster.

To apply, call us at 800.562.5515 or apply online.

Apply for a Salal Visa

Already Have a Salal Classic or Rewards Visa?

As a Salal member, you can call 800.562.5515 or make an appointment at any of our five neighborhood branches to take advantage of this 0% Balance Transfer Offer.


*APR=Annual Percentage Rate. Salal loans are subject to credit approval. Balance transfer promotion only valid on Salal Classic and Rewards Visa. Length of promotional period will be 0% APR for 12 billing cycles from date of last balance transfer. Promotional APR available for new balance transfers only and applies to transfers made between November 16, 2020 – January 31, 2021. After the promotional period ends, the standard variable APR will be applied to unpaid promotional balances. The standard variable APR is between 7.99% to 15.74% for our Classic card and 9.99% to 13.49% for our Rewards card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. To avoid paying interest on new purchases, the entire account balance (including any promotional balance) must be paid in full each month by the payment due date. Information is current as of November 16, 2020 and is subject to change without notice. Offer excludes balances on existing Salal credit cards or loans. Salal Visa Rewards Points not earned on balance transfer amount during promotional period. Additional limitations, terms, and conditions apply.