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Salal Credit Union

Consumer Deposit Rates

You can apply for most of Salal’s checking, savings and certificate of deposit products using our secure online application. To apply for Youth or IRA savings and certificates, visit a branch or call 800.562.5515.

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Rate = Interest Rate. APY = Annual Percentage Yield. Rates are current as of January 22nd, 2021, and are subject to change at any time.

Savings Accounts

AccountMinimum Daily Balance RequirementInterest RateAPY
PRIMARY SAVINGS$100 - $2,4990.01%0.01%
$2,500 - $9,9990.01%0.01%
$10,000 - $24,9990.01%0.01%
$25,000 - $49,9990.03%0.03%
$50,000 - $99,9990.03%0.03%
$100,000 +0.05%0.05%
EXTRA SAVINGS$100 - $2,4990.01%0.01%
$2,500 - $9,9990.01%0.01%
$10,000 - $24,9990.01%0.01%
$25,000 - $49,9990.03%0.03%
$50,000 - $99,9990.03%0.03%
$100,000 +0.05%0.05%
YOUTH SAVINGS$5 - $2,4990.01%0.01%
$2,500 - $9,9990.01%0.01%
$10,000 - $24,9990.01%0.01%
$25,000 - $49,9990.03%0.03%
$50,000 - $99,9990.03%0.03%
$100,000 +0.05%0.05%
$5.00 minimum opening balance. Fees could reduce earnings on the account.

 

Checking Accounts

AccountMinimum Daily Balance RequirementInterest RateAPY
$0+0.03%0.03%
$0+0.10%0.10%
PREFERRED INTEREST$0 - $2,499.990.03%0.03%
$2,500+0.10%0.10%
$25.00 minimum opening balance. Fees could reduce earnings on the account.

 

Premium Plus Money Market

Minimum Daily Balance RequirementInterest
Rate
APY
0.03%0.03%
0.03%0.03%
0.05%0.05%
0.10%0.10%
0.10%0.10%
$2,500 minimum opening balance. Fees could reduce earnings on the account.

 

Salal Certificates

TermsMinimum Daily Balance RequirementRateAPY
6 MONTHS
$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
9 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
12 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
Jumbo ($100,000+)0.15%0.15%
18 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.10%0.10%
$25,000 - $49,9990.15%0.15%
$50,000 - $99,9990.20%0.20%
Jumbo ($100,000+)0.20%0.20%
24 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
30 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
36 MONTHS$1,000 - $2,4990.20%0.20%
$2,500 - $9,9990.20%0.20%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.30%0.30%
48 MONTHS$1,000 - $2,4990.25%0.25%
$2,500 - $9,9990.25%0.25%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.30%0.30%
$50,000 - $99,9990.35%0.35%
Jumbo ($100,000+)0.35%0.35%
$1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

Choice Certificate

TermMinimum Daily Balance RequirementRateAPY
6 MONTHS$500 - $9990.05%0.05%
$1,000 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
JUMBO ($100,000+)0.10%0.10%
$500 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

Youth Certificate

TermMinimum Daily Balance RequirementRateAPY
24 MONTHS$100 - $9990.15%0.15%
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
JUMBO ($100,000+)0.25%0.25%
$100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

IRA Savings

Minimum Daily Balance RequirementInterest RateAPY
0.01%0.01%
0.01%0.01%
0.01%0.01%
0.03%0.03%
0.03%0.03%
0.05%0.05%
No minimum balance required. Fees could reduce earnings on the account.

 

IRA Certificates of Deposit

TermsMinimum Daily Balance RequirementInterest RateAPY
6 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
9 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
12 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
Jumbo ($100,000+)0.15%0.15%
18 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.10%0.10%
$25,000 - $49,9990.15%0.15%
$50,000 - $99,9990.20%0.20%
Jumbo ($100,000+)0.20%0.20%
24 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
30 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
36 MONTHS$1,000 - $2,4990.20%0.20%
$2,500 - $9,9990.20%0.20%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.30%0.30%
48 MONTHS$1,000 - $2,4990.25%0.25%
$2,500 - $9,9990.25%0.25%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.30%0.30%
$50,000 - $99,9990.35%0.35%
Jumbo ($100,000+)0.35%0.35%
These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Interest is compounded and credited monthly. Fees could reduce earnings on the account.