Salal Credit Union

Consumer Deposit Rates

You can apply for most of Salal’s checking, savings and share certificate products using our secure online application. To apply for Youth or IRA savings and certificates, visit a branch or call 800.562.5515.

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Rate = Dividend Rate. APY = Annual Percentage Yield. Rates are current as of October 31st, 2020, and are subject to change at any time.

Savings Accounts

AccountMinimum Daily Balance RequirementInterest RateAPY
PRIMARY SAVINGS$100 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
$100,000 +0.20%0.20%
EXTRA SAVINGS$100 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
$100,000 +0.20%0.20%
YOUTH SAVINGS$5 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
$100,000 +0.20%0.20%
$5.00 minimum opening balance. Fees could reduce earnings on the account.

 

Checking Accounts

AccountMinimum Daily Balance RequirementInterest RateAPY
$0+0.05%0.05%
$0+0.10%0.10%
PREFERRED INTEREST$0 - $2,499.990.05%0.05%
$2,500+0.15%0.15%
$25.00 minimum opening balance. Fees could reduce earnings on the account.

 

Premium Plus Money Market

Minimum Daily Balance RequirementInterest
Rate
APY
0.05%0.05%
0.10%0.10%
0.15%0.15%
0.20%0.20%
0.25%0.25%
$2,500 minimum opening balance. Fees could reduce earnings on the account.

 

Salal Certificates

TermsMinimum Daily Balance RequirementRateAPY
6 MONTHS
$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
9 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
12 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
Jumbo ($100,000+)0.15%0.15%
18 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.10%0.10%
$25,000 - $49,9990.15%0.15%
$50,000 - $99,9990.20%0.20%
Jumbo ($100,000+)0.20%0.20%
24 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
30 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
36 MONTHS$1,000 - $2,4990.20%0.20%
$2,500 - $9,9990.20%0.20%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.30%0.30%
48 MONTHS$1,000 - $2,4990.25%0.25%
$2,500 - $9,9990.25%0.25%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.30%0.30%
$50,000 - $99,9990.35%0.35%
Jumbo ($100,000+)0.35%0.35%
$1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

Choice Certificate

TermMinimum Daily Balance RequirementRateAPY
6 MONTHS$500 - $9990.05%0.05%
$1,000 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
JUMBO ($100,000+)0.10%0.10%
$500 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

Youth Certificate

TermMinimum Daily Balance RequirementRateAPY
24 MONTHS$100 - $9990.15%0.15%
$1,000 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
JUMBO ($100,000+)0.25%0.25%
$100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

 

IRA Savings

Minimum Daily Balance RequirementRateAPY
0.05%0.05%
0.05%0.05%
0.05%0.05%
0.10%0.10%
0.15%0.15%
0.20%0.20%
No minimum balance required. Fees could reduce earnings on the account.

 

IRA Share Certificates

TermsMinimum Daily Balance RequirementRateAPY
6 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
9 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.05%0.05%
$50,000 - $99,9990.10%0.10%
Jumbo ($100,000+)0.10%0.10%
12 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.05%0.05%
$10,000 - $24,9990.05%0.05%
$25,000 - $49,9990.10%0.10%
$50,000 - $99,9990.15%0.15%
Jumbo ($100,000+)0.15%0.15%
18 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.10%0.10%
$25,000 - $49,9990.15%0.15%
$50,000 - $99,9990.20%0.20%
Jumbo ($100,000+)0.20%0.20%
24 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
30 MONTHS$1,000 - $2,4990.15%0.15%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.25%0.25%
36 MONTHS$1,000 - $2,4990.20%0.20%
$2,500 - $9,9990.20%0.20%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.30%0.30%
48 MONTHS$1,000 - $2,4990.25%0.25%
$2,500 - $9,9990.25%0.25%
$10,000 - $24,9990.25%0.25%
$25,000 - $49,9990.30%0.30%
$50,000 - $99,9990.35%0.35%
Jumbo ($100,000+)0.35%0.35%
These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Dividends compounded and credited monthly. Fees could reduce earnings on the account.