You can apply for most of Salal’s checking, savings and share certificate products using our secure online application. To apply for Youth or IRA savings and certificates, visit a branch or call 800.562.5515.
APY = Annual Percentage Yield. Rates are current as of April 19th, 2018, and are subject to change at any time.
Savings Accounts
| Account | Tiers | Interest Rate | APY |
|---|---|---|---|
| $5.00 minimum opening balance. Fees could reduce earnings on the account. | |||
| PRIMARY SAVINGS | $100 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.10% | 0.10% | |
| $10,000 - $24,999 | 0.10% | 0.10% | |
| $25,000 - $49,999 | 0.15% | 0.15% | |
| $50,000 - $99,999 | 0.20% | 0.20% | |
| $100,000 + | 0.25% | 0.25% | |
| EXTRA SAVINGS | $100 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.10% | 0.10% | |
| $10,000 - $24,999 | 0.10% | 0.10% | |
| $25,000 - $49,999 | 0.15% | 0.15% | |
| $50,000 - $99,999 | 0.20% | 0.20% | |
| $100,000 + | 0.25% | 0.25% | |
| YOUTH SAVINGS | $5 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.10% | 0.10% | |
| $10,000 - $24,999 | 0.10% | 0.10% | |
| $25,000 - $49,999 | 0.15% | 0.15% | |
| $50,000 - $99,999 | 0.20% | 0.20% | |
| $100,000 + | 0.25% | 0.25% | |
Checking Accounts
| Product | Balance | Interest Rate | APY |
|---|---|---|---|
| $25.00 minimum opening balance. Account holder must be age 55 or older. |
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| SILVER HORIZONS | $5,000 - $24,999 | 0.10% | 0.10% |
| SILVER HORIZONS | $25,000+ | 0.15% | 0.15% |
Premium Plus Money Market
| Tiers | Interest | APY |
|---|---|---|
| $2,500 minimum opening balance. Fees could reduce earnings on the account. | ||
| $2,500 - $9,999 | 0.10% | 0.10% |
| $10,000 - $24,999 | 0.15% | 0.15% |
| $25,000 - $49,999 | 0.20% | 0.20% |
| $50,000 - $99,999 | 0.25% | 0.25% |
| $100,000+ | 0.30% | 0.30% |
Salal Certificates
| Terms | Balance | Rate | APY |
|---|---|---|---|
| $1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. |
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| 6 MONTHS | $1,000 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.05% | 0.05% | |
| $10,000 - $24,999 | 0.10% | 0.10% | |
| $25,000 - $49,999 | 0.10% | 0.10% | |
| $50,000 - $99,999 | 0.15% | 0.15% | |
| Jumbo ($100,000+) | 0.20% | 0.20% | |
| 9 MONTHS | $1,000 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.10% | 0.10% | |
| $10,000 - $24,999 | 0.15% | 0.15% | |
| $25,000 - $49,999 | 0.20% | 0.20% | |
| $50,000 - $99,999 | 0.25% | 0.25% | |
| Jumbo ($100,000+) | 0.30% | 0.30% | |
| 12 MONTHS | $1,000 - $2,499 | 0.35% | 0.35% |
| $2,500 - $9,999 | 0.40% | 0.40% | |
| $10,000 - $24,999 | 0.45% | 0.45% | |
| $25,000 - $49,999 | 0.50% | 0.50% | |
| $50,000 - $99,999 | 0.55% | 0.55% | |
| Jumbo ($100,000+) | 0.60% | 0.60% | |
| 18 MONTHS | $1,000 - $2,499 | 0.45% | 0.45% |
| $2,500 - $9,999 | 0.55% | 0.55% | |
| $10,000 - $24,999 | 0.65% | 0.65% | |
| $25,000 - $49,999 | 0.70% | 0.70% | |
| $50,000 - $99,999 | 0.75% | 0.75% | |
| Jumbo ($100,000+) | 0.80% | 0.80% | |
| 24 MONTHS | $1,000 - $2,499 | 0.55% | 0.55% |
| $2,500 - $9,999 | 0.65% | 0.65% | |
| $10,000 - $24,999 | 0.75% | 0.75% | |
| $25,000 - $49,999 | 0.80% | 0.80% | |
| $50,000 - $99,999 | 0.85% | 0.85% | |
| Jumbo ($100,000+) | 0.90% | 0.90% | |
| 30 MONTHS | $1,000 - $2,499 | 0.65% | 0.65% |
| $2,500 - $9,999 | 0.75% | 0.75% | |
| $10,000 - $24,999 | 0.85% | 0.85% | |
| $25,000 - $49,999 | 0.95% | 0.95% | |
| $50,000 - $99,999 | 1.05% | 1.06% | |
| Jumbo ($100,000+) | 1.14% | 1.15% | |
| 36 MONTHS | $1,000 - $2,499 | .95% | .95% |
| $2,500 - $9,999 | 1.05% | 1.06% | |
| $10,000 - $24,999 | 1.14% | 1.15% | |
| $25,000 - $49,999 | 1.24% | 1.25% | |
| $50,000 - $99,999 | 1.34% | 1.35% | |
| Jumbo ($100,000+) | 1.44% | 1.45% | |
| 48 MONTHS | $1,000 - $2,499 | 1.24% | 1.25% |
| $2,500 - $9,999 | 1.34% | 1.35% | |
| $10,000 - $24,999 | 1.44% | 1.45% | |
| $25,000 - $49,999 | 1.49% | 1.50% | |
| $50,000 - $99,999 | 1.59% | 1.60% | |
| Jumbo ($100,000+) | 1.69% | 1.70% | |
Choice Certificate
| Balance | Interest Rate | APY |
|---|---|---|
| $500 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. |
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| $500 - $999 | 0.05% | 0.05% |
| $1,000 - $9,999 | 0.09% | 0.09% |
| $10,000 - $24,999 | 0.10% | 0.10% |
| $25,000 - $49,999 | 0.10% | 0.10% |
| $50,000 - $99,999 | 0.15% | 0.15% |
| JUMBO ($100,000+) | 0.20% | 0.20% |
Youth Certificate
| Balance | Rate | APY |
|---|---|---|
| $100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. | ||
| $100 - $999 | 0.55% | 0.55% |
| $1,000 - $9,999 | 0.65% | 0.65% |
| $10,000 - $24,999 | 0.75% | 0.75% |
| $25,000 - $49,999 | 0.80% | 0.80% |
| $50,000 - $99,999 | 0.85% | 0.85% |
| JUMBO ($100,000+) | 0.90% | 0.90% |
IRA Savings
| Balance | Rate | APY |
|---|---|---|
| No minimum balance required. Fees could reduce earnings on the account. | ||
| $100 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.10% | 0.10% |
| $10,000 - $24,999 | 0.10% | 0.10% |
| $25,000 - $49,999 | 0.15% | 0.15% |
| $50,000 - $99,999 | 0.20% | 0.20% |
| $100,000+ | 0.25% | 0.25% |
IRA Certificates
| Terms | Balance | Rate | APY* |
|---|---|---|---|
| These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Dividends compounded and credited monthly. Fees could reduce earnings on the account. |
|||
| 6 MONTHS | $1,000 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.05% | 0.05% | |
| $10,000 - $24,999 | 0.10% | 0.10% | |
| $25,000 - $49,999 | 0.10% | 0.10% | |
| $50,000 - $99,999 | 0.15% | 0.15% | |
| Jumbo ($100,000+) | 0.20% | 0.20% | |
| 9 MONTHS | $1,000 - $2,499 | 0.05% | 0.05% |
| $2,500 - $9,999 | 0.10% | 0.10% | |
| $10,000 - $24,999 | 0.15% | 0.15% | |
| $25,000 - $49,999 | 0.20% | 0.20% | |
| $50,000 - $99,999 | 0.25% | 0.25% | |
| Jumbo ($100,000+) | 0.30% | 0.30% | |
| 12 MONTHS | $1,000 - $2,499 | 0.35% | 0.35% |
| $2,500 - $9,999 | 0.40% | 0.40% | |
| $10,000 - $24,999 | 0.45% | 0.45% | |
| $25,000 - $49,999 | 0.50% | 0.50% | |
| $50,000 - $99,999 | 0.55% | 0.55% | |
| Jumbo ($100,000+) | 0.60% | 0.60% | |
| 18 MONTHS | $1,000 - $2,499 | 0.45% | 0.45% |
| $2,500 - $9,999 | 0.55% | 0.55% | |
| $10,000 - $24,999 | 0.65% | 0.65% | |
| $25,000 - $49,999 | 0.70% | 0.70% | |
| $50,000 - $99,999 | 0.75% | 0.75% | |
| Jumbo ($100,000+) | 0.80% | 0.80% | |
| 24 MONTHS | $1,000 - $2,499 | 0.55% | 0.55% |
| $2,500 - $9,999 | 0.65% | 0.65% | |
| $10,000 - $24,999 | 0.75% | 0.75% | |
| $25,000 - $49,999 | 0.80% | 0.80% | |
| $50,000 - $99,999 | 0.85% | 0.85% | |
| Jumbo ($100,000+) | 0.90% | 0.90% | |
| 30 MONTHS | $1,000 - $2,499 | 0.65% | 0.65% |
| $2,500 - $9,999 | 0.75% | 0.75% | |
| $10,000 - $24,999 | 0.85% | 0.85% | |
| $25,000 - $49,999 | 0.95% | 0.95% | |
| $50,000 - $99,999 | 1.05% | 1.06% | |
| Jumbo ($100,000+) | 1.14% | 1.15% | |
| 36 MONTHS | $1,000 - $2,499 | .95% | .95% |
| $2,500 - $9,999 | 1.05% | 1.05% | |
| $10,000 - $24,999 | 1.14% | 1.15% | |
| $25,000 - $49,999 | 1.24% | 1.25% | |
| $50,000 - $99,999 | 1.34% | 1.35% | |
| Jumbo ($100,000+) | 1.44% | 1.45% | |
| 48 MONTHS | $1,000 - $2,499 | 1.24% | 1.25% |
| $2,500 - $9,999 | 1.34% | 1.35% | |
| $10,000 - $24,999 | 1.44% | 1.45% | |
| $25,000 - $49,999 | 1.49% | 1.50% | |
| $50,000 - $99,999 | 1.59% | 1.60% | |
| Jumbo ($100,000+) | 1.69% | 1.70% | |