Salal Credit Union

Consumer Deposit Rates

You can apply for most of Salal’s checking, savings and share certificate products using our secure online application. To apply for Youth or IRA savings and certificates, visit a branch or call 800.562.5515.

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APY = Annual Percentage Yield. Rates are current as of December 17th, 2018, and are subject to change at any time.

Savings Accounts

AccountTiersInterest RateAPY
$5.00 minimum opening balance. Fees could reduce earnings on the account.
PRIMARY SAVINGS$100 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 +0.30%0.30%
EXTRA SAVINGS$100 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 +0.30%0.30%
YOUTH SAVINGS$5 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 +0.30%0.30%

 

Checking Accounts

ProductBalanceInterest RateAPY
$25.00 minimum opening balance. Account holder must be age 55 or older.
$5,000 - $24,9990.15%0.15%
$25,000+0.20%0.20%

 

Premium Plus Money Market

TiersInterestAPY
$2,500 minimum opening balance. Fees could reduce earnings on the account.
0.15%0.15%
0.20%0.20%
0.25%0.25%
0.30%0.30%
0.35%0.35%

 

Salal Certificates

TermsBalanceRateAPY
$1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
6 MONTHS
$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.30%0.30%
9 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.35%0.35%
12 MONTHS$1,000 - $2,4990.40%0.40%
$2,500 - $9,9990.45%0.45%
$10,000 - $24,9990.50%0.50%
$25,000 - $49,9990.55%0.55%
$50,000 - $99,9990.60%0.60%
Jumbo ($100,000+)0.65%0.65%
18 MONTHS$1,000 - $2,4990.50%0.50%
$2,500 - $9,9990.60%0.60%
$10,000 - $24,9990.70%0.70%
$25,000 - $49,9990.75%0.75%
$50,000 - $99,9990.80%0.80%
Jumbo ($100,000+)0.85%0.85%
24 MONTHS$1,000 - $2,4990.60%0.60%
$2,500 - $9,9990.70%0.70%
$10,000 - $24,9990.80%0.80%
$25,000 - $49,9990.85%0.85%
$50,000 - $99,9990.90%0.90%
Jumbo ($100,000+)0.95%0.95%
30 MONTHS$1,000 - $2,4990.70%0.70%
$2,500 - $9,9990.80%0.80%
$10,000 - $24,9990.90%0.90%
$25,000 - $49,9991.00%1.00%
$50,000 - $99,9991.09%1.10%
Jumbo ($100,000+)1.19%1.20%
36 MONTHS$1,000 - $2,4991.00%1.00%
$2,500 - $9,9991.09%1.10%
$10,000 - $24,9991.19%1.20%
$25,000 - $49,9991.29%1.30%
$50,000 - $99,9991.39%1.40%
Jumbo ($100,000+)1.49%1.50%
48 MONTHS$1,000 - $2,4991.29%1.30%
$2,500 - $9,9991.39%1.40%
$10,000 - $24,9991.49%1.50%
$25,000 - $49,9991.54%1.55%
$50,000 - $99,9991.64%1.65%
Jumbo ($100,000+)1.74%1.75%

 

Choice Certificate

BalanceInterest RateAPY
$500 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
0.05%0.05%
0.10%0.10%
0.15%0.15%
0.20%0.20%
0.25%0.25%
0.30%0.30%

 

Youth Certificate

BalanceRateAPY
$100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
0.60%0.60%
0.70%0.70%
0.80%0.80%
0.85%0.85%
0.90%0.90%
0.95%0.95%

 

IRA Savings

BalanceRateAPY
No minimum balance required. Fees could reduce earnings on the account.
0.05%0.05%
0.10%0.10%
0.15%0.15%
0.20%0.20%
0.25%0.25%
0.30%0.30%

 

IRA Certificates

TermsBalanceRateAPY*
These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Dividends compounded and credited monthly. Fees could reduce earnings on the account.
6 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.30%0.30%
9 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.35%0.35%
12 MONTHS$1,000 - $2,4990.40%0.40%
$2,500 - $9,9990.45%0.45%
$10,000 - $24,9990.50%0.50%
$25,000 - $49,9990.55%0.55%
$50,000 - $99,9990.60%0.60%
Jumbo ($100,000+)0.65%0.65%
18 MONTHS$1,000 - $2,4990.50%0.50%
$2,500 - $9,9990.60%0.60%
$10,000 - $24,9990.70%0.70%
$25,000 - $49,9990.75%0.75%
$50,000 - $99,9990.80%0.80%
Jumbo ($100,000+)0.85%0.85%
24 MONTHS$1,000 - $2,4990.60%0.60%
$2,500 - $9,9990.70%0.70%
$10,000 - $24,9990.80%0.80%
$25,000 - $49,9990.85%0.85%
$50,000 - $99,9990.90%0.90%
Jumbo ($100,000+)0.95%0.95%
30 MONTHS$1,000 - $2,4990.70%0.70%
$2,500 - $9,9990.80%0.80%
$10,000 - $24,9990.90%0.90%
$25,000 - $49,9991.00%1.00%
$50,000 - $99,9991.09%1.10%
Jumbo ($100,000+)1.19%1.20%
36 MONTHS$1,000 - $2,4991.00%1.00%
$2,500 - $9,9991.09%1.10%
$10,000 - $24,9991.19%1.20%
$25,000 - $49,9991.29%1.30%
$50,000 - $99,9991.39%1.40%
Jumbo ($100,000+)1.49%1.50%
48 MONTHS$1,000 - $2,4991.29%1.30%
$2,500 - $9,9991.39%1.40%
$10,000 - $24,9991.49%1.50%
$25,000 - $49,9991.54%1.55%
$50,000 - $99,9991.64%1.65%
Jumbo ($100,000+)1.74%1.75%