Salal Credit Union

Consumer Deposit Rates

You can apply for most of Salal’s checking, savings and share certificate products using our secure online application. To apply for Youth or IRA savings and certificates, visit a branch or call 800.562.5515.

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Rate = Dividend Rate. APY = Annual Percentage Yield. Rates are current as of June 16th, 2019, and are subject to change at any time.

Savings Accounts

AccountMinimum Daily Balance RequirementInterest RateAPY
$5.00 minimum opening balance. Fees could reduce earnings on the account.
PRIMARY SAVINGS$100 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 +0.30%0.30%
EXTRA SAVINGS$100 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 +0.30%0.30%
YOUTH SAVINGS$5 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 +0.30%0.30%

 

Checking Accounts

ProductMinimum Daily Balance RequirementInterest RateAPY
$25.00 minimum opening balance. Account holder must be age 55 or older.
$5,000 - $24,9990.15%0.15%
$25,000+0.20%0.20%

 

Premium Plus Money Market

Minimum Daily Balance RequirementInterest
Rate
APY
$2,500 minimum opening balance. Fees could reduce earnings on the account.
0.15%0.15%
0.20%0.20%
0.25%0.25%
0.30%0.30%
0.35%0.35%

 

Salal Certificates

TermsMinimum Daily Balance RequirementRateAPY
$1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
6 MONTHS
$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.30%0.30%
9 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.35%0.35%
12 MONTHS$1,000 - $2,4990.40%0.40%
$2,500 - $9,9990.45%0.45%
$10,000 - $24,9990.50%0.50%
$25,000 - $49,9990.55%0.55%
$50,000 - $99,9990.60%0.60%
Jumbo ($100,000+)0.65%0.65%
18 MONTHS$1,000 - $2,4990.50%0.50%
$2,500 - $9,9990.60%0.60%
$10,000 - $24,9990.70%0.70%
$25,000 - $49,9990.75%0.75%
$50,000 - $99,9990.80%0.80%
Jumbo ($100,000+)0.85%0.85%
24 MONTHS$1,000 - $2,4990.60%0.60%
$2,500 - $9,9990.70%0.70%
$10,000 - $24,9990.80%0.80%
$25,000 - $49,9990.85%0.85%
$50,000 - $99,9990.90%0.90%
Jumbo ($100,000+)0.95%0.95%
30 MONTHS$1,000 - $2,4990.70%0.70%
$2,500 - $9,9990.80%0.80%
$10,000 - $24,9990.90%0.90%
$25,000 - $49,9991.00%1.00%
$50,000 - $99,9991.09%1.10%
Jumbo ($100,000+)1.19%1.20%
36 MONTHS$1,000 - $2,4991.00%1.00%
$2,500 - $9,9991.09%1.10%
$10,000 - $24,9991.19%1.20%
$25,000 - $49,9991.29%1.30%
$50,000 - $99,9991.39%1.40%
Jumbo ($100,000+)1.49%1.50%
48 MONTHS$1,000 - $2,4991.29%1.30%
$2,500 - $9,9991.39%1.40%
$10,000 - $24,9991.49%1.50%
$25,000 - $49,9991.54%1.55%
$50,000 - $99,9991.64%1.65%
Jumbo ($100,000+)1.74%1.75%

 

Choice Certificate

Minimum Daily Balance RequirementRateAPY
$500 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
0.05%0.05%
0.10%0.10%
0.15%0.15%
0.20%0.20%
0.25%0.25%
0.30%0.30%

 

Youth Certificate

Minimum Daily Balance RequirementRateAPY
$100 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
0.60%0.60%
0.70%0.70%
0.80%0.80%
0.85%0.85%
0.90%0.90%
0.95%0.95%

 

IRA Savings

Minimum Daily Balance RequirementRateAPY
No minimum balance required. Fees could reduce earnings on the account.
0.05%0.05%
0.10%0.10%
0.15%0.15%
0.20%0.20%
0.25%0.25%
0.30%0.30%

 

IRA Share Certificates

TermsMinimum Daily Balance RequirementRateAPY
These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Dividends compounded and credited monthly. Fees could reduce earnings on the account.
6 MONTHS$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
Jumbo ($100,000+)0.30%0.30%
9 MONTHS$1,000 - $2,4990.10%0.10%
$2,500 - $9,9990.15%0.15%
$10,000 - $24,9990.20%0.20%
$25,000 - $49,9990.25%0.25%
$50,000 - $99,9990.30%0.30%
Jumbo ($100,000+)0.35%0.35%
12 MONTHS$1,000 - $2,4990.40%0.40%
$2,500 - $9,9990.45%0.45%
$10,000 - $24,9990.50%0.50%
$25,000 - $49,9990.55%0.55%
$50,000 - $99,9990.60%0.60%
Jumbo ($100,000+)0.65%0.65%
18 MONTHS$1,000 - $2,4990.50%0.50%
$2,500 - $9,9990.60%0.60%
$10,000 - $24,9990.70%0.70%
$25,000 - $49,9990.75%0.75%
$50,000 - $99,9990.80%0.80%
Jumbo ($100,000+)0.85%0.85%
24 MONTHS$1,000 - $2,4990.60%0.60%
$2,500 - $9,9990.70%0.70%
$10,000 - $24,9990.80%0.80%
$25,000 - $49,9990.85%0.85%
$50,000 - $99,9990.90%0.90%
Jumbo ($100,000+)0.95%0.95%
30 MONTHS$1,000 - $2,4990.70%0.70%
$2,500 - $9,9990.80%0.80%
$10,000 - $24,9990.90%0.90%
$25,000 - $49,9991.00%1.00%
$50,000 - $99,9991.09%1.10%
Jumbo ($100,000+)1.19%1.20%
36 MONTHS$1,000 - $2,4991.00%1.00%
$2,500 - $9,9991.09%1.10%
$10,000 - $24,9991.19%1.20%
$25,000 - $49,9991.29%1.30%
$50,000 - $99,9991.39%1.40%
Jumbo ($100,000+)1.49%1.50%
48 MONTHS$1,000 - $2,4991.29%1.30%
$2,500 - $9,9991.39%1.40%
$10,000 - $24,9991.49%1.50%
$25,000 - $49,9991.54%1.55%
$50,000 - $99,9991.64%1.65%
Jumbo ($100,000+)1.74%1.75%