VISA Balance Transfer




7.99% to 15.74% variable APR 

after promotional period.

Save on Interest. Pay Off Debt. Lower your Monthly Bill.

Unlike many balance transfer offers, you pay no transfer fees so you aren’t adding to your debt before you start paying it down.

Salal Classic or Rewards Visa have no annual fees, because we want to make it easier—not harder—to pay off your credit card debt. 

Get a head start on paying down your debt or free up money in your monthly budget by paying 0% APR for 12 billing cycles.

Speak to a

financial expert

Get started


Call 800.562.5515 

(M-F, 9:30 a.m. – 5:30 p.m. PT)

Already Have a Salal Classic or Rewards Visa?

As a Salal member, you can call  800.562.5515 or make an appointment at any of our five neighborhood branches to take advantage of this 0% Balance Transfer Offer. 

*APR=Annual Percentage Rate. Salal loans are subject to credit approval. Balance transfer promotion only valid on Salal Classic and Rewards Visa. Length of promotional period will be 0% APR for 12 billing cycles from date of last balance transfer. Promotional APR available for new balance transfers only and applies to transfers made between November 16, 2020 - January 31, 2021. After the promotional period ends, the standard variable APR will be applied to unpaid promotional balances. The standard variable APR is between 7.99% to 15.74% for our Classic card and 9.99% to 13.49% for our Rewards card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. To avoid paying interest on new purchases, the entire account balance (including any promotional balance) must be paid in full each month by the payment due date. Information is current as of November 16, 2020 and is subject to change without notice. Offer excludes balances on existing Salal credit cards or loans. Salal Visa Rewards Points not earned on balance transfer amount during the promotional period. Additional limitations, terms, and conditions apply.