Saving up for a down payment. Setting aside money for your kids' future. Preparing for a secure retirement. Whatever your savings goals are, we have a wealth of tools to help you get there.

Click a savings goal above to see a recommendation here.  

12-Month High-Yield CD

High-yield savings certificates are a smart, reliable way to grow your savings with earnings you can plan on. Right now, you can lock in a great rate with our limited-time 12-month CD¹. 

4.95

% APY*

Features:

$1,000 minimum opening balance.


Option of automatic renewal as a standard 12-month CD if you want to keep saving.


If interest rates go up during your CD term, you can maximize your savings growth with a one-time rate bump¹.

Jumbo Money Market

Our Jumbo Money Market² gives you an exceptional rate on balances over $250,000 with no limit to what you can earn. This unique account is a great option when you're looking to grow your retirement nest egg or saving for a down payment for a new home.

To open, call us at 206.298.3494 or visit your nearest Salal branch.

Rates As High As

3.50

% APY*

Leave us your name and we'll get back to you within 2 business days.

Features:

Easy access to your money through Salal digital banking.


Free standard money market checks, plus convenient account access to 40,000+ surcharge free ATMs across the country.


No minimum balance and no monthly service charge.

6-Month Savings Builder CD

Get a head start on your savings goals with this limited-time rate on a 6-month certificate¹. This CD is a great option if you're looking to start building your savings without having to commit to a longer certificate term. 

2.50

% APY*

Features:

$1,000 minimum opening balance.


Option of automatic renewal as a standard 6-month CD if you want to keep saving. 


6-Mo. & 12-Mo. IRA CD

Depending on your goals, IRA certificates can have tax advantages³, along with the security of knowing you'll be getting a return on your investment. 

2.50

% APY*

To open, call us at 206.298.3494 or visit your nearest Salal branch.

on 6-month IRA CD

4.95

% APY*

Leave us your name and we'll get back to you within 2 business days.

on 12-month IRA CD

Features:

Traditional IRA deposits aren't taxed until you withdraw the funds at retirement.


Annual contributions to your Traditional IRA are potentially tax deductible.


Roth and Educational IRA CDs also available at the same rates.

Certificate of Deposit Calculator


Your earnings would be:
$

Jumbo Money Market Calculator


Your interest yield would be:
$

Select a calculator
to get started.

Use our compound interest calculator to find out how much you can grow your savings over time.

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Get connected to the team best suited to answer your questions. 

*APY = Annual Percentage Yield.

§ Assumptions assume 30 days per month and monthly interest is reinvested in the account. Results in the table are rounded to the nearest dollar.
Actual earnings may vary.

¹Minimum balance $1,000. Rates and offer subject to change without notice. APY accurate as of 4/15/2024. Offer only available to consumer accounts, business accounts are not eligible. Offer available on consumer standard certificates of deposit for a limited time only. A penalty may be imposed for early withdrawal. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required. At any time during the term of the 12-month certificate, the member may make a one-time election to adjust the rate to a new, fixed rate based on the rate currently offered for our 12-month certificate.


²eStatements are required to obtain the stated APY. If eStatements are discontinued, the APY will be reduced to 0.00% APY. The interest rate is variable and subject to change. APY is accurate as of 12/1/2023. Rates are subject to change without notice. Fees could reduce earnings. Salal Credit Union membership required. See our Consumer Membership & Account Agreement here for details. Minimum Daily Balance Requirement/Corresponding APY for all deposit tiers: $0–$99,999=0.01%; $100,000–$249,999=0.01%; $250,000–$499,999=3.50%; $500,000–$749,999=3.50%; $750,000–$999,999=3.50%; $1,000,000 and above=3.50%.


³Minimum balance $1,000. Rates and offer subject to change without notice. APY accurate as of 4/15/2024. Offer only available to consumer accounts, business accounts are not eligible. Offer available on consumer IRA certificates of deposit for a limited time only. A penalty may be imposed for early withdrawal. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required. Consult with your tax advisor for eligibility requirements and contribution limits on IRAs.


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