SCAM ALERT: Be aware that some members are seeing an increase in scammers impersonating Salal Credit Union. We will never contact you directly to request your online banking credentials, ask you to click on a link, or verify information such as your card number, PIN, or CVV code on the back of your debit/credit card. If you’re suspicious of a call or message, do not engage and contact Salal directly at 800.562.5515.
SCAM ALERT: Be aware that some members are seeing an increase in scammers impersonating Salal Credit Union. We will never contact you directly to request your online banking credentials, ask you to click on a link, or verify information such as your card number, PIN, or CVV code on the back of your debit/credit card. If you’re suspicious of a call or message, do not engage and contact Salal directly at 800.562.5515.

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Introductory HELOC Rate 4.99% APR* until June 30, 20271

Variable APR2 starting 7/1/2027,
currently 7.49% to 9.74%.  

Meet Berry

Meet Berry

Salal's New Digital Assistant

Salal's New Digital Assistant

A new way to get support whenever you need it.

Get a preview of Salal’s new digital assistant, coming soon to our website and online banking. 

We’re a financial co-op

owned by members.

Because we’re owned by our neighbors and not outside stockholders, we are able to invest our profits in our members and their communities. The shares of profit we make go back to them in the form of reduced fees, competitive interest rates, and community investments.

Member Rates

CERTIFICATES

as high as
3.50

%
APY*

AUTO LOANS

as low as

5.49

%
APR**

CREDIT CARDS

as low as

11.49

%
APR**

*APY=Annual Percentage Yield
**APR=Annual Percentage Rate

Full-service banking, wherever you are.

Bank from the comfort of your devices and manage multiple accounts all in one place with our digital banking platform.

Full service banking, wherever you are.

Bank from the comfort of your devices and manage multiple accounts all in one place with our digital banking platform.

“Salal has friendly, helpful staff who make you feel valued as more than just an account number.”

—Portia R.

Invite your friends to join Salal and you’ll both earn a $50 Visa gift card when they open a new checking account.

Set up a free Homebuyer Planning Session.

Thinking of buying a home? Here’s a great place to start—and it’s always free. Learn what to expect, what you can afford, how much money you’ll need to put down, and what your future mortgage payments might look like.

All Salal accounts and loans are subject to review of credit and consumer reporting information; not all will qualify. Salal Credit Union membership required. Rates effective as of 9:30 a.m. PT on May 18, 2026, and are subject to change without notice.

* APY = Annual Percentage Yield. Minimum balance $1,000. Rates and offer subject to change. APY accurate as of 2/1/2026. Offer available on consumer certificates of deposit for a limited time only. At maturity, unless you direct otherwise during the 10-day grace period, the 7-month certificate will renew into a standard 6-month certificate. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not eligible for Salal Rewards Points.

** APR = Annual Percentage Rate.

1  During introductory period: 4.99% introductory APR for when the line of credit is first funded through June 30, 2027. Introductory APR available for new Custom Fit accounts only. Applications must be received March 16, 2026 – May 31, 2026, to be eligible.

2 After introductory period – Starting July 1, 2027: Index=Wall Street Journal Prime Rate. The APR is variable and may change during the term of the loan. The minimum APR is 3.24% and the maximum APR is 18.00%. Actual APR will be based on creditworthiness, loan-to value (LTV), and the owner occupancy status of the subject property. After the introductory APR ends, on July 1, 2027, the line of credit interest rate will decrease by 0.25% if 2,500 Salal Rewards points are redeemed at the time of application for the Custom Fit Home Equity Line of Credit.

Loan amount and HELOC combined loan-to-value (HCLTV) subject to occupancy status; Max. loan amount from $200,000 to $300,000 with max. HCLTV of 75%. Max. LTV based on approved credit and property valuation. Homeowner’s insurance required. Residential primary real estate only. Subject property must be in CA, ID, OR, UT, or WA state and vested in borrower’s name. Should an appraisal be a loan requirement, applicants pay half of the fee (approx. $350–$450); WA state applicants pay $80 Foreclosure Prevention Fee; all other application fees are covered by Salal. Credit Union membership is required. Interest may be tax-deductible. Consult a tax advisor regarding the deductibility of interest. Salal Credit Union NMLS #416045.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Mortgage Review Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Call

Select your state below to schedule a call with the Salal Dealer Direct representative in your region.