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Welcome to banking that has your back.

Welcome to banking that has your back.

We’re a credit union that believes people are powerful when we work together. 

DISCOVER THE BENEFITS

Custom Fit Home Equity

Variable APR3 starting 7/1/2026, 
currently 8.24% to 10.49%.  

LEARN MORE

4.16

% APY*

9-Month CD with Rate Boost

Lock in earnings you can count on.

With this limited-time option, you can boost the standard or IRA 9-month CD interest rate by 0.25% with 2,500 Salal Rewards Points or by depositing $10,000 in new money from another financial institution4.

EARN MORE NOW

We’re a financial co-op

owned by members.

Because we’re owned by our neighbors and not outside stockholders, we are able to invest our profits in our members and their communities. The shares of profit we make go back to them in the form of reduced fees, competitive interest rates, and community investments.
Learn about our impact >

Member Rates

CERTIFICATES

as high as
3.90

%
APY*

AUTO LOANS

as low as

5.74

%
APR**

CREDIT CARDS

as low as

12.24

%
APR**

*APY=Annual Percentage Yield
**APR=Annual Percentage Rate

more rates & details >

Full-service banking, wherever you are.

Bank from the comfort of your devices and manage multiple accounts all in one place with our digital banking platform.
ENROLL IN DIGITAL BANKING >

Full service banking, wherever you are.

Bank from the comfort of your devices and manage multiple accounts all in one place with our digital banking platform.
ENROLL IN DIGITAL BANKING >

“Salal has friendly, helpful staff who make you feel valued as more than just an account number.”

—Portia R.

READ MORE MEMBER STORIES

Help Us Grow the Power in Together

Learn how Salal members can help more people access affordable financial services—just by sharing their experience or referring a friend.
READ MORE

Connect with Experienced Local Real Estate Agents

HomeAdvantage® from Salal Home Lending makes finding experienced local real estate agents simple and stress-free.
READ MORE

Salal Community Impact 2024

Salal members helped drive over $151K in giving in 2024—supporting community healthcare and more.
READ MORE
Routing Number: 325081610
PO Box 75029, Seattle, WA 98175
Salal CU NMLS #416045

Equal Housing Opportunity Federally Insured by NCUA

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All Salal accounts and loans subject to credit approval, not all will qualify. Rates effective as of 9:30 a.m. PT on April 27, 2025 and are subject to change without notice.

*APY = Annual Percentage Yield.

**APR = Annual Percentage Rate

¹APR = Annual Percentage Rate. Available in CA, OR, and WA only.

²During introductory period: 4.99% introductory APR for when the line of credit is first funded through June 30, 2026. Introductory APR available for new Custom Fit accounts only; Investment and second properties are not eligible. Applications must be received April 15, 2025 – June 30, 2025, to be eligible.

³After introductory period – Starting July 1, 2026: Index=Wall Street Journal Prime Rate. The APR is variable and may change during the term of the loan. The minimum APR is 3.24% and the maximum APR is 18.00%. Actual APR will be based on creditworthiness, loan-to value (LTV), and the owner occupancy status of the subject property. After the introductory APR ends, on July 1, 2026, the line of credit interest rate will decrease by 0.25% if 2,500 Salal Rewards points are redeemed at the time of application for the Custom Fit Home Equity Line of Credit.

Subject to credit approval; not all will qualify. Rates effective as of 4/15/2025. Loan amount and HELOC combined loan-to-value (HCLTV) subject to occupancy status; Max. loan amount $300,000 with max HCLTV of 75%. Max. LTV based on approved credit and property valuation. Homeowners insurance required. Residential real estate only. Subject property must be in CA, OR, or WA state and vested in borrower’s name. Should an appraisal be a loan requirement, applicants pay half of the fee (approx. $350–$450); all other application fees are covered by Salal. Credit Union membership is required. Interest may be tax-deductible. Consult a tax advisor regarding the deductibility of interest.

⁴Rates and offer subject to change without notice. Offer only available to consumer accounts, business accounts are not eligible. APY accurate as of 4/1/2025. Minimum balance $1,000. Offer available on consumer 9-month standard or IRA certificate of deposit (CD) for a limited time only; Interest Rate/APY=3.83%/3.90%. Interest rate will receive a 0.25% increase on a new 9-month standard or IRA CD when 2,500 Salal Rewards Points is applied at account opening; Or interest rate will receive a 0.25% increase on a new 9-month standard or IRA CD when a minimum of $10,000 in new money is applied at account opening; Interest Rate/APY=4.08%/4.16%. New money is defined as deposits not held by Salal Credit Union as of 15 calendar days prior to the application for the certificate of deposit. Salal Rewards Points 0.25% interest rate increase and new money 0.25% increase cannot be used concurrently on the same 9-month standard or IRA CD. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Salal Credit Union membership required.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Mortgage Review Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Call

Select your state below to schedule a call with the Salal Dealer Direct representative in your region.

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