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Frequently asked questions answered by our team of experts.
Yes—Salal mortgages are available for properties located in CA, CO, ID, NV, OR, UT, and WA! You can learn more on our main Salal Home Lending page. Credit union mortgages have many benefits compared with getting your home loan through a for-profit bank. A financial co-op like Salal Credit Union often has lower mortgage rates and fees than you’ll get from a bank. Also, when you finance your new home or do a refinance with Salal, you are helping give back to your community as well as support the expansion of solar energy.
When you’re starting out on a journey, it’s always helpful to have a roadmap. You can also reach out to one of our experienced Mortgage Advisors anytime to learn more about the homebuying process.
The time it takes to get a home loan, from your initial application till you close on your new house, depends on many factors and every homebuyer’s situation is a little different. If you’ve been approved, we work towards meeting the close date of your contract. Closings typically happen within 30 days. However, we are able to accommodate closings as short as 21 days. We encourage you to check out our free Homebuying Guide, which will tell you what items and documents you need to have ready to start the pre-approval process.
Salal offers a wide variety of loan programs to meet your unique needs, with loan options requiring little money down. A member of our Mortgage Advisor team can discuss these options with you. Contact a Salal Mortgage Advisor.
Use our handy mortgage payment calculator or connect with one of our Mortgage Advisors to find the option that best fits your needs.
All Salal loans are subject to credit approval, not all will qualify. Salal Credit Union membership required. Home loans are available for properties located in CA, CO, ID, NV, OR, UT, and WA.
Rates are current as of 9:30 a.m. PT on April 27, 2024 and are subject to change without notice.
Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.
Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.
Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.
Select your state below to schedule a call with the Salal Dealer Direct representative in your region.
