We take the stress and guesswork out of getting a home loan.

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Lower rates and fees than the industry average.

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Fast preapproval process and fast-track closings.

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Specialized expertise in healthcare and cannabis home loans.

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Responsive service on your loan.

Set up a free Homebuyer Planning Session.

Thinking of buying a home? Here’s a great place to start—and it’s always free. Learn what to expect, what you can afford, how much money you’ll need to put down, and what your future mortgage payments might look like.

Fixed-rate home loans let you lock in a rate for the life of your loan, which means the principal and interest part of your monthly payment will stay consistent over time. A fixed-rate mortgage can be a great option if you want the predictability of an interest rate that doesn’t change with market conditions. A shorter term, such as 15 years, is better if you want to save money on interest by paying your loan off faster.

Adjustable-Rate Mortgages (ARMs) give you a lower fixed rate and payment for the first part of your loan, potentially saving you money. After that, your rate and payment may adjust periodically for the duration of the loan. ARMs can be the best choice if you are looking to maximize your buying power or want to keep your payments lower during the first years of your loan. Specialty adjustable-rate home loans for Nurses and Physicians are available.

Rates as low as

7.248

%
APR*

Terms for

30 years

with 5-10 year term for fixed rate

Looking to buy a home that will require you to borrow more than conventional loan amounts? A Jumbo Adjustable-Rate loan might be a good option. Jumbo mortgages are often used for buying homes in markets where the typical sales price and loan amount is above the maximum set by the Federal Housing Finance Agency.

Federal Housing Authority (FHA) home loans are backed by the federal government and feature lower credit score and down payment requirements than other mortgage options. FHA loans also offer debt-to-income ratios up to 55% and have no income limits to qualify, making them a good option for first-time homebuyers (though any homebuyer can apply). FHA loans are offered in partnership with TruHome Solutions.

Take Charge of Your Homebuying Journey

Find out why HomeAdvantage® from Salal Home Lending is the ultimate house-hunting toolbox for any stage of the homebuying process.

Crunch the numbers.

When you’re house hunting, it’s a big help to know what homes are in your budget. Use our free mortgage calculators to estimate what your price range may be and get an idea of what your monthly mortgage payment might look like.

Download your free Homebuying Guide.

We asked our experienced Mortgage Advisors to create this comprehensive homebuying road map, breaking down the homebuying journey into simple steps—in language you don’t have to be an expert to understand. It’s a great first step toward buying your next home with confidence.

Questions?

We’re here to help.

Let us know the best way to contact you and a Mortgage Advisor will get back to you to answer your questions.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Homebuyer Planning Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Free Mortgage Review Session

Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.

Schedule a Call

Select your state below to schedule a call with the Salal Dealer Direct representative in your region.