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All Salal checking accounts come with a wide range of great features, including Mobile and Online Banking with Mobile Check Deposit, Mobile Wallets, Zelle® within the mobile app, Budgeting Tools, Custom Alerts, and Card Controls, along with access to 40,000+ fee-free ATMs and nearly 5,800 shared branches nationwide.
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BENEFITS AND FEATURES
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MY FREE CHECKING
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DIRECT INTEREST CHECKING
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50+ INTEREST CHECKING
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PREFERRED INTEREST CHECKING
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$25 minimum deposit to get started.
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Earn interest on balances greater than $0.
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FREE standard checks.
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FREE domestic wire transfers.
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FREE cashier’s checks and money orders.
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Premium interest rate on balances $2,500 and up.
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There are many easy ways to qualify for Salal membership. You can live or work in Washington state or an eligible Oregon county (Multnomah, Clackamas, Marion, Columbia, Douglas, Washington, Deschutes, Linn, or Lane). You can also qualify by being related to a member or employee of Salal Credit Union, if your employer is a Salal Foundation member, or by becoming a member by joining the Salal Foundation.
The minimum deposit to open any Salal checking account is $25.
Salal doesn’t charge non-sufficient funds (NSF) fees or overdraft transfer fees. We also don’t charge returned item fees when a third-party check is returned on a member’s account.
Salal also offers several overdraft protection options to help you avoid the hassle of your payments or purchases being declined or returned.
Three of our four checking account options have no monthly service fee, including My Free Checking, Direct Interest Checking, and 50+ Interest Checking. Our Preferred Interest Checking account does have an $8 monthly service fee, but it is waived if your balance stays at $2,500 or above.
You can add funds to your Salal checking account in several ways. You can set up direct deposit so your paycheck automatically goes into your checking account on payday. For one-time deposits, you can:
As a Salal member, you get access to 40,000+ surcharge-free ATMs from coast to coast. Find an ATM, Salal branch, or shared branch location.
Yes, NCUA insurance safeguards your money in Salal deposit accounts up to $250,000 per depositor. Learn more about NCUA deposit insurance.
New checks can be ordered in Online Banking (note that check reordering is not available in the Salal mobile app). Click on the Self Service tab in the top navigation bar, select Check Services, and then choose the Reorder Checks tab.
You can also order new checks in any Salal branch or by calling our Virtual Branch at 800.562.5515.
Equal Housing Opportunity Federally Insured by NCUA
All Salal accounts are subject to credit approval, not all will qualify. A minimum of $25 is required to open a Salal checking account. Other fees may apply. Fees may reduce earnings on the account. See Consumer Product & Fee Disclosure and Consumer Membership & Account Agreement here for details.
* APY = Annual Percentage Yield. Rates are current as of 9:30 a.m. PT on March 28, 2025 and are subject to change without notice.
¹ My Free Checking is free from monthly service fees. Other fees such as money orders, stop payments, etc. may apply. See Consumer Product & Fee Disclosure here for details.
² Must be 50+ years of age to qualify, qualification verified by a primary ID presented during account opening.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Answer a few short questions to figure out the best checking account for your needs.
Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.
Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.
Fill out the form below and one of our Mortgage Advisors will get back to you within 1-2 business days. Their recommendations come with no obligation.
Select your state below to schedule a call with the Salal Dealer Direct representative in your region.
