Here are today’s home loan rates.

Home loans are available for properties located in CA, CO, ID, NV, OR, UT, and WA.

Rates and APRs are current as of 9:30 a.m. PT on July 17, 2024 and are indications only that are subject to change without notice. 

Table scrolls to the right.

MORTGAGE TERMINTEREST RATEPOINTSAPR*EXAMPLE PAYMENT¹
30-YEAR FIXED6.500%0.1256.646%$2,528
20-YEAR FIXED6.125%-0.1256.298%$2,895
15-YEAR FIXED6.250%0.1256.488%$3,430
10-YEAR FIXED6.375%06.683%$4,517
7/6mo SOFR ARM6.500%07.369%$3,160
5/6mo SOFR ARM6.375%07.510%$3,119
Jumbo 7/6mo SOFR ARM6.375%07.271%$6,239
Jumbo 5/6mo SOFR ARM6.250%07.426%$6,157

Rates posted here are for illustrative purposes only and are not intended to be a commitment. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. APRs assume the purchase of a Single-Family Primary Residence in King County, WA, a credit score of at least 750, with a Combined Loan-to-Value (LTV) of 80% or less. APR will be based on the final loan amount and applicable finance charges. Salal loans are subject to credit approval and other underwriting criteria, not all will qualify. Credit Union eligibility required. Home Loan programs, terms, and conditions are subject to change without notice.

* APR = Annual Percentage Rate. Variable APRs may adjust periodically.

¹ Payment examples are based on a Fixed Loan amount of $400,000 plus $5,500 closing costs and a property value of $625,000; an ARM Loan amount of $500,000 plus $5,500 closing costs and a property value of $625,000; and a Jumbo Loan amount of $1,000,000 plus $7,600 closing costs and a property value of $1,250,000. Payments do not include amounts for taxes and insurance, including private mortgage insurance (PMI), which is required for loans over 80% LTV.

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