What You’ll Learn
- How to check your credit score for free any time with SavvyMoney in digital banking.
- Learn about SavvyMoney features, including Credit Score Simulator, Financial Checkup, and personalized offers.
SavvyMoney is a powerful suite of tools that make it easy to check your credit score and credit report for free through Salal Mobile and Online Banking. SavvyMoney also enables you to make sound financial choices through the Credit Score Simulator, Financial Checkup, and personalized offers* on credit cards, savings accounts, and more.
Check Your Credit Score Anytime for Free
With SavvyMoney, you can check your credit score for free anytime, and it will never hurt your credit. You also get a comprehensive analysis to help you better understand your score and gain insights on improving it.
See Your Full Credit Report
Get a complete view of your credit cards and loans, all in one place. The Credit Score Events feature gives you an easy-to-follow visual view of your entire credit report to monitor your credit usage and balances, watch how your credit score changes over time, and watch for unusual activity.
Protect Yourself with Credit Monitoring
Detect and report significant changes to your credit score with the help of check-in reminders and timely alerts. Closely tracking your credit can help you catch fraudulent activity fast and protect yourself against identity theft.
Make Smart Financing Choices
The Credit Score Simulator lets you test the potential impact of opening new accounts or paying off balances, helping you make better-informed financial decisions. In addition, the interactive tool simulates your future credit score to see if it’s the right choice for your goals.
The Financial Checkup is a tool designed to empower users with comprehensive insights into their financial well-being. This feature offers an assessment allowing users to understand their spending habits, assess debt-to-income ratios, and receive personalized recommendations for a healthier financial outlook. With an intuitive interface and actionable insights, the Financial Checkup serves as a catalyst for users to take proactive steps towards financial stability.
Access personalized credit card and loan offers to help you compare potential rates and monthly payments to help you find the right financing for you when you need it. And just like checking your credit score, comparing offers in SavvyMoney never dings your credit as these are considered “soft inquiries” of you checking your credit.
Suppose you do choose to apply for an offer. In that case, that action will affect your credit score as this becomes a “hard inquiry” when Salal checks your credit to make a lending decision. In addition, due to differences between credit bureaus, credit scores listed in SavvyMoney may differ from those used for loan underwriting by Salal.
In the Offers section, you might also find Salal checking and savings account recommendations that can help you build your financial health or get more from the money you have set aside.
Your Money Blog
Read daily posts with helpful information on topics such as identity theft protection, healthy spending habits, and how to boost your credit score.
Start Using SavvyMoney
To start tracking your credit with SavvyMoney, log in to Mobile or Online Banking and find the SavvyMoney feature in the Financial Planning section of the main menu.