EZ Line of Credit
Put flexible funding at your fingertips with Salal's easy line of credit.
Meet the easy and accessible credit line that gives you the flexibility to draw funds as needed at a consistent fixed rate that’s set the day you open your account. This simplified line of credit is your financial safety net to cover everything from unexpected home repairs to consolidating higher-interest debt.
Fixed-rate line of credit‡
Rates as low as
13.74
%
APR*
A great option if you want:
- Revolving line of credit with no annual fee.
- Funds go directly into your Salal checking or savings account.
- Use for overdraft protection.
- Get direct access to funds with no cash advance fee.
Currently available for individuals residing in CO, OR, and WA.
Table Scrolls Right.
Table Scrolls Right.
| PRODUCT | APR | TERM |
|---|---|---|
| SALAL EZ LINE OF CREDIT | 13.74% - 14.34% | Revolving. |
| SALAL SIGNATURE LOAN | 11.99% - 12.59% | Up to 60 months. |
| SAVINGS SECURED LOAN | 6.50% | Secured by Salal Credit Union Savings or Money Market account. |
| CERTIFICATE SECURED LOAN | 2.50% margin over certificate rate. 6.50% minimum. | Secured by Salal Credit Union Certificate - due at Certificate maturity. IRA Certificate of Deposit not eligible. |
EXAMPLE PAYMENTS: EZ Line of Credit: $115.67 a month based on a 60 month, $5,000.00 loan at 13.74%; Signature Loan: $111.20 a month based on a 60 month, $5,000.00 loan at 11.99%. EXAMPLE PAYMENTS: Savings Secured: $97.83 a month based on a 60 month, $5,000.00 loan at 6.50%.
APR = Annual Percentage Rate. The APR on all loans without automatic payment will be 0.25% higher. Refer to the Credit and Security Agreement for specific disclosures. EZ Line of Credit, Signature, Savings Secured, and Certificate Secured loans are available for individuals residing in CO, OR, and WA.
Questions?
We’re here to help.
Send us a secure message.
Need something more specific?
Learn and discover: See our FAQs and tutorials to get help with some of the most common questions and topics our members ask about.
