Roth IRA

Start saving for your secure financial future today with a tax-free Roth retirement account.

With a Roth individual retirement account (IRA), you get tax-free savings growth because you’re investing with your after-tax income. Then, when it’s time to use your retirement savings, you can make withdrawals without paying income tax on your earnings.

Roth IRA CD

Rates as high as

5.10

%
APY*

Roth IRA Savings

Rates as high as

0.05

%
APY*

A great option if you want:

Table Scrolls Right.

Table Scrolls Right.

TERM MINIMUM DAILY BALANCE REQUIREMENT INTEREST RATE APY
6 MONTHS1 $1,000.00 – $2,499.99 2.47% 2.50%
$2,500.00 – $9,999.99 2.47% 2.50%
$10,000.00 – $24,999.99 2.47% 2.50%
$25,000.00 – $49,999.99 2.47% 2.50%
$50,000.00 – $99,999.99 2.47% 2.50%
$100,000.00 + 2.47% 2.50%
9 MONTHS $1,000.00 – $2,499.99 0.10% 0.10%
$2,500.00 – $9,999.99 0.15% 0.15%
$10,000.00 – $24,999.99 0.20% 0.20%
$25,000.00 – $49,999.99 0.25% 0.25%
$50,000.00 – $99,999.99 0.30% 0.30%
$100,000.00 + 0.35% 0.35%
12 MONTHS1 $1,000.00 – $2,499.99 4.99% 5.10%
$2,500.00 – $9,999.99 4.99% 5.10%
$10,000.00 – $24,999.99 4.99% 5.10%
$25,000.00 – $49,999.99 4.99% 5.10%
$50,000.00 – $99,999.99 4.99% 5.10%
$100,000.00 + 4.99% 5.10%
18 MONTHS $1,000.00 – $2,499.99 0.15% 0.15%
$2,500.00 – $9,999.99 0.15% 0.15%
$10,000.00 – $24,999.99 0.15% 0.15%
$25,000.00 – $49,999.99 0.20% 0.20%
$50,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 + 0.25% 0.25%
24 MONTHS $1,000.00 – $2,499.99 0.15% 0.15%
$2,500.00 – $9,999.99 0.15% 0.15%
$10,000.00 – $24,999.99 0.15% 0.15%
$25,000.00 – $49,999.99 0.20% 0.20%
$50,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 + 0.25% 0.25%
30 MONTHS $1,000.00 – $2,499.99 0.15% 0.15%
$2,500.00 – $9,999.99 0.15% 0.15%
$10,000.00 – $24,999.99 0.15% 0.15%
$25,000.00 – $49,999.99 0.20% 0.20%
$50,000.00 – $99,999.99 0.25% 0.25%
$100,000.00 + 0.25% 0.25%
36 MONTHS $1,000.00 – $2,499.99 0.20% 0.20%
$2,500.00 – $9,999.99 0.20% 0.20%
$10,000.00 – $24,999.99 0.20% 0.20%
$25,000.00 – $49,999.99 0.25% 0.25%
$50,000.00 – $99,999.99 0.30% 0.30%
$100,000.00 + 0.30% 0.30%
48 MONTHS $1,000.00 – $2,499.99 0.25% 0.25%
$2,500.00 – $9,999.99 0.25% 0.25%
$10,000.00 – $24,999.99 0.25% 0.25%
$25,000.00 – $49,999.99 0.30% 0.30%
$50,000.00 – $99,999.99 0.35% 0.35%
$100,000.00 + 0.35% 0.35%

APY = Annual Percentage Yield. These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Interest is compounded and credited monthly. Fees could reduce earnings on the account.

16- and 12-month IRA CDs are not currently eligible for Salal Rewards Points.

Table Scrolls Right.

MINIMUM DAILY BALANCE REQUIREMENT INTEREST RATE APY
$100.00 – $2,499.99 0.01% 0.01%
$2,500.00 – $9,999.99 0.01% 0.01%
$10,000.00 – $24,999.99 0.01% 0.01%
$25,000.00 – $49,999.99 0.03% 0.03%
$50,000.00 – $99,999.99 0.03% 0.03%
$100,000.00 + 0.05% 0.05%

APY = Annual Percentage Yield. This savings account may be used for Roth, Traditional, or Education IRA accounts. No minimum balance required. Fees could reduce earnings on the account.

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