Secured Credit Card
Build your strong financial foundation with a savings-secured card.
Our Secured Credit Card is a solid stepping stone for those on the path to building or re-establishing their credit. Backed by your own savings, a collateral credit card gets you in the game while giving you access to many of the same features available with our other Salal credit cards, such as no annual fees. Plus, you still earn interest on your savings.
Rate as low as
18.00
A great option if you want:
- Secured with a Salal savings or money market account with a minimum deposit of $550.
- Credit limit is determined by the amount of your deposit with 110% cash required as collateral.
- As you use your card, your savings will continue to earn interest.
Table Scrolls Right.
Table Scrolls Right.
| PRODUCT | APR |
|---|---|
| CLASSIC CREDIT CARD | 13.24% - 20.99% |
| REWARDS CREDIT CARD | 15.24% - 18.74% |
| STUDENT CREDIT CARD | 18.50% |
| SECURED CREDIT CARD | 18.00% |
APR = Annual Percentage Rate. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Foreign Transaction Fee of 3% of each transaction in U.S. dollars for the Classic card, and a Foreign Transaction Fee of 1% of each transaction for the Rewards card. Cash Advance Fee of $10 or 3% of the amount of each cash advance, whichever is greater; Late Payment Fee of $30; Returned Payment Fee of $25.
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