Fixed-Rate Mortgages

Lock in your consistent payment with a fixed-rate mortgage.

One of the biggest benefits of fixed-rate home loans is their consistency. With a fixed-rate mortgage from Salal Home Lending, you lock in a rate that stays steady over the life of your loan, giving you a view of your future monthly budget. You also get the peace of mind of knowing that your fixed interest rate loan won’t change with market conditions. And the shorter the term you can afford, the more you will save on interest because you’ll be paying down the principal faster on your loan.

Rates as low as

X.XX

%
APR*

Terms from

10-30 years

Home loans are available for properties located in CA, CO, ID, NV, OR, UT, and WA.

Rates and APRs are current as of 9:30 a.m. PT on March 8, 2024 and are indications only that are subject to change without notice. 

Table scrolls right. 

MORTGAGE TERMINTEREST RATEPOINTSAPR*EXAMPLE PAYMENT¹
30-YEAR FIXED6.875%0.2507.037%$2,628
20-YEAR FIXED6.750%06.927%$3,041
15-YEAR FIXED6.625%06.845%$3,512
10-YEAR FIXED6.625%06.933%$4,567
7/6mo SOFR ARM6.750%07.441%$3,243
5/6mo SOFR ARM6.750%07.590%$3,243
Jumbo 7/6mo SOFR ARM6.750%07.408%$6,486
Jumbo 5/6mo SOFR ARM6.875%07.607%$6,569

Rates posted here are for illustrative purposes only and are not intended to be a commitment. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. APRs assume the purchase of a Single-Family Primary Residence in King County, WA, a credit score of at least 750, with a Combined Loan-to-Value (LTV) of 80% or less. APR will be based on the final loan amount and applicable finance charges. Salal loans are subject to credit approval and other underwriting criteria, not all will qualify. Credit Union eligibility required. Home Loan programs, terms, and conditions are subject to change without notice.

* APR = Annual Percentage Rate. Variable APRs may adjust periodically.

¹ Payment examples are based on a Fixed Loan amount of $400,000 plus $5,500 closing costs and a property value of $625,000; an ARM Loan amount of $500,000 plus $5,500 closing costs and a property value of $625,000; and a Jumbo Loan amount of $1,000,000 plus $7,600 closing costs and a property value of $1,250,000. Payments do not include amounts for taxes and insurance, including private mortgage insurance (PMI), which is required for loans over 80% LTV.

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