Certificates of Deposit
Our CD accounts help you maximize your savings growth with a fixed-term deposit.
One of the great things about CDs is their predictability. With a fixed rate for a set term, you know you are locking in savings growth that isn’t affected by outside market conditions. You can’t say that about the stock market. Plus, certificate of deposit rates are often higher than standard savings accounts. Starting at six months, we offer a wide range of term options to best fit your current needs and goals.
Rates as high as
4.50
A great option if you want:
- 6 to 48-month term options available.‡
- $1,000 minimum opening balance.
- Redeem 2,500 Salal Rewards points at time of application or request and receive a 0.25% rate increase.§
- At any time during the term of a 12- or 24-month CD, the member may make a one-time election to adjust the rate to a new, fixed rate based on the rate currently offered for 12- or 24-month CD.
Table Scrolls Right.
| TERM | MINIMUM DAILY BALANCE REQUIREMENT | INTEREST RATE | APY |
|---|---|---|---|
| 6 MONTHS1 | $1,000.00 - $2,499.99 | 2.47% | 2.50% |
| $2,500.00 - $9,999.99 | 2.47% | 2.50% | |
| $10,000.00 - $24,999.99 | 2.47% | 2.50% | |
| $25,000.00 - $49,999.99 | 2.47% | 2.50% | |
| $50,000.00 - $99,999.99 | 2.47% | 2.50% | |
| $100,000.00 + | 2.47% | 2.50% | |
| 9 MONTHS | $1,000.00 - $2,499.99 | 0.10% | 0.10% |
| $2,500.00 - $9,999.99 | 0.15% | 0.15% | |
| $10,000.00 - $24,999.99 | 0.20% | 0.20% | |
| $25,000.00 - $49,999.99 | 0.25% | 0.25% | |
| $50,000.00 - $99,999.99 | 0.30% | 0.30% | |
| $100,000.00 + | 0.35% | 0.35% | |
| 12 MONTHS1, 2 | $1,000.00 - $2,499.99 | 4.41% | 4.50% |
| $2,500.00 - $9,999.99 | 4.41% | 4.50% | |
| $10,000.00 - $24,999.99 | 4.41% | 4.50% | |
| $25,000.00 - $49,999.99 | 4.41% | 4.50% | |
| $50,000.00 - $99,999.99 | 4.41% | 4.50% | |
| $100,000.00 + | 4.41% | 4.50% | |
| 18 MONTHS | $1,000.00 - $2,499.99 | 0.15% | 0.15% |
| $2,500.00 - $9,999.99 | 0.15% | 0.15% | |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% | |
| $25,000.00 - $49,999.99 | 0.20% | 0.20% | |
| $50,000.00 - $99,999.99 | 0.25% | 0.25% | |
| $100,000.00 + | 0.25% | 0.25% | |
| 24 MONTHS2 | $1,000.00 - $2,499.99 | 0.15% | 0.15% |
| $2,500.00 - $9,999.99 | 0.15% | 0.15% | |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% | |
| $25,000.00 - $49,999.99 | 0.20% | 0.20% | |
| $50,000.00 - $99,999.99 | 0.25% | 0.25% | |
| $100,000.00 + | 0.25% | 0.25% | |
| 30 MONTHS | $1,000.00 - $2,499.99 | 0.15% | 0.15% |
| $2,500.00 - $9,999.99 | 0.15% | 0.15% | |
| $10,000.00 - $24,999.99 | 0.15% | 0.15% | |
| $25,000.00 - $49,999.99 | 0.20% | 0.20% | |
| $50,000.00 - $99,999.99 | 0.25% | 0.25% | |
| $100,000.00 + | 0.25% | 0.25% | |
| 36 MONTHS | $1,000.00 - $2,499.99 | 0.20% | 0.20% |
| $2,500.00 - $9,999.99 | 0.20% | 0.20% | |
| $10,000.00 - $24,999.99 | 0.20% | 0.20% | |
| $25,000.00 - $49,999.99 | 0.25% | 0.25% | |
| $50,000.00 - $99,999.99 | 0.30% | 0.30% | |
| $100,000.00 + | 0.30% | 0.30% | |
| 48 MONTHS | $1,000.00 - $2,499.99 | 0.25% | 0.25% |
| $2,500.00 - $9,999.99 | 0.25% | 0.25% | |
| $10,000.00 - $24,999.99 | 0.25% | 0.25% | |
| $25,000.00 - $49,999.99 | 0.30% | 0.30% | |
| $50,000.00 - $99,999.99 | 0.35% | 0.35% | |
| $100,000.00 + | 0.35% | 0.35% |
APY = Annual Percentage Yield. $1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
16- and 12-month CDs are not currently eligible for Salal Rewards points.
2At any time during the term of the 12- and 24-month certificates, the member may make a one-time election to adjust the rate to a new, fixed rate based on the rate currently offered for 12- and 24-month certificates.
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