Auto Loans
Hit the road without your budget taking a hit with affordable vehicle financing.
Looking for a low-interest car loan with flexible terms? Salal Auto Loans feature competitive auto financing rates and a simple preapproval process, putting you in the driver’s seat the next time you’re in the market for a new or used car. Already own a car you love? We also offer auto loan refinancing to save you money on your existing auto loan.
New vehicle loan‡
Rates as low as
7.49
%
APR*
A great option if you want:
- Fast and easy preapproval process.
- Competitive rates.
- Flexible terms up to 84 months.§
- 0.25% rate discount on hybrid and electric vehicles (auto, truck, and SUV only) loans.
- Lower interest rate by 0.25% with 2,500 Salal Rewards points♦ on a new consumer loan.
Currently available for individuals residing in CO, OR, and WA.
Table Scrolls Right.
Table Scrolls Right.
| PRODUCT | APR | COMMENT | TERM4 |
|---|---|---|---|
| New vehicles have never been titled or licensed and used vehicles up to 1 year old. | 7.49% - 9.99%1 | Rates increase without automatic payment2; Rates decrease for hybrid and EV loans3. | Up to 84 months |
| Used vehicles that have been titled or licensed and are 2 years old and older. | 7.74% - 10.24%1 | Rates increase without automatic payment2; Rates decrease for hybrid and EV loans3. | Up to 84 months |
EXAMPLE PAYMENTS: New Auto: $810.86 a month based on a 60 month, $40,000.00 loan at 7.99%; Used Auto: $611.74 a month based on a 60 month, $30,000.00 loan at 8.24%.
APR = Annual Percentage Rate. Maximum term and loan-to-value based on approved credit. New vehicle value based on Manufacturer’s Suggested Retail Price. Used vehicle value based on NADA retail. Collision and comprehensive insurance required. Auto loans are available for individuals residing in CO, OR, and WA.
¹ Actual APR will be based on creditworthiness, age of vehicle, and the term of the loan. For used autos, trucks, and SUVs, add 0.50% to the APR if over 100,000 miles, and add 0.50% to the APR if over 10 years old.
² Rates for loans without automatic payment will increase by 0.25%. For example, an APR of 9.99% increases by 0.25% to 10.24%. Refer to the Credit & Security agreement for specific disclosures.
³ Hybrid and electric vehicle (auto, truck, and SUV only) loans automatically receive a 0.25% rate discount.
⁴ Terms up to 84 months are available based on the age of the vehicle and the dollar amount of the loan. See Credit Union for details.
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